US HB3299 | 2017-2018 | 115th Congress
Status
Spectrum: Bipartisan Bill
Status: Engrossed on February 15 2018 - 50% progression, died in committee
Action: 2018-02-15 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Engrossed) [PDF]
Status: Engrossed on February 15 2018 - 50% progression, died in committee
Action: 2018-02-15 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Engrossed) [PDF]
Summary
Protecting Consumers' Access to Credit Act of 2017 (Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.
Title
Protecting Consumers' Access to Credit Act of 2017
Sponsors
| Rep. Patrick McHenry [R-NC] | Rep. Gregory Meeks [D-NY] | Rep. Gwen Moore [D-WI] | Rep. Trey Hollingsworth [R-IN] |
Roll Calls
2018-02-14 - House - On passage RC# 78 (Y: 245 N: 171 NV: 14 Abs: 0) [PASS]
History
| Date | Chamber | Action |
|---|---|---|
| 2018-02-15 | Senate | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. |
| 2018-02-14 | House | Motion to reconsider laid on the table Agreed to without objection. |
| 2018-02-14 | House | On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148) |
| 2018-02-14 | House | Considered as unfinished business. (consideration: CR H1169) |
| 2018-02-14 | House | POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 3299, the Chair put the question on passage of the bill, and by voice vote announced the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until later in the legislative day. |
| 2018-02-14 | House | The previous question was ordered pursuant to the rule. |
| 2018-02-14 | House | DEBATE - The House proceeded with one hour of debate on H.R. 3299. |
| 2018-02-14 | House | Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018. |
| 2018-02-14 | House | Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155) |
| 2018-02-13 | House | Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018. |
| 2018-01-30 | House | Placed on the Union Calendar, Calendar No. 402. |
| 2018-01-30 | House | Reported by the Committee on Financial Services. H. Rept. 115-538. |
| 2017-11-15 | House | Ordered to be Reported by the Yeas and Nays: 42 - 17. |
| 2017-11-15 | House | Committee Consideration and Mark-up Session Held. |
| 2017-07-19 | House | Referred to the House Committee on Financial Services. |
| 2017-07-19 | House | Introduced in House |
Same As/Similar To
SB1642 (Related) 2017-07-27 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
HR736 (Related) 2018-02-14 - Motion to reconsider laid on the table Agreed to without objection.
HR736 (Related) 2018-02-14 - Motion to reconsider laid on the table Agreed to without objection.
Subjects
Banking and financial institutions regulation
Consumer credit
Credit and credit markets
Federal preemption
Finance and financial sector
Interest, dividends, interest rates
Consumer credit
Credit and credit markets
Federal preemption
Finance and financial sector
Interest, dividends, interest rates
