US Congress Subject | Consumer credit

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StanceStateBillStatusSummary/TitleLast Actionsort icon
USSB1098Engross
50%
Allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans. One borrower may ...
[Detail][Text][Discuss]
2022-09-21
Motion to reconsider laid on the table Agreed to without objection.
USSB2508Intro
25%
Applies certain military consumer credit protections to all consumers. Specifically, the bill caps the interest rate on extensions of consumer credit at 36%.
[Detail][Text][Discuss]
2022-09-13
Committee on Banking, Housing, and Urban Affairs. Hearings held.
USHB7900Engross
50%
Authorizes Department of Defense (DOD) activities for FY2023 and addresses other issues. For example, the bill authorizes the procurement of various items, including destroyers and aircraft; modifies inventory requirements for various Air Force progr...
[Detail][Text][Discuss]
2022-08-03
Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 467.
USHB2543Engross
50%
Address access to financial services, diversity in various financial institutions and establishments, and other related issues. Access to credit, mortgages, and banking services are expanded, including by prohibiting discrimination with respect to cr...
[Detail][Text][Discuss]
2022-06-21
To Senate Banking, Housing, And Urban Affairs Committee
USHB3009Intro
25%
Establishes language translation requirements related to residential mortgage applications and servicing. The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form ...
[Detail][Text][Discuss]
2022-06-15
Placed on the Union Calendar, Calendar No. 281.
USHB166Intro
25%
Modifies provisions related to prohibited credit discrimination. The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit trans...
[Detail][Text][Discuss]
2022-06-07
Placed on the Union Calendar, Calendar No. 263.
USSB2677Intro
25%
Prohibits a depository institution from engaging in certain acts in connection with overdraft coverage. Each depository institution that offers overdraft coverage for accounts must disclose overdraft coverage fees and certain related information. A d...
[Detail][Text][Discuss]
2022-05-04
Committee on Banking, Housing, and Urban Affairs. Hearings held.
USHB963Engross
50%
Prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.
[Detail][Text][Discuss]
2022-03-21
To Senate Judiciary Committee
USHB4616Engross
50%
Provides for the transition of certain financial contracts away from the London Interbank Offered Rate (LIBOR), a reference interest rate based upon the lending terms certain banks offer to each other for various lengths of time. LIBOR is set to be r...
[Detail][Text][Discuss]
2022-03-03
Committee on Banking, Housing, and Urban Affairs. Hearings held.
USHB4350Engross
50%
Authorizes Department of Defense (DOD) activities and programs for FY2022 and addresses various other issues. For example, the bill provides multiyear procurement authority for certain helicopters and destroyers; imposes various cost and operational ...
[Detail][Text][Discuss]
2022-03-01
Returned to the Calendar. Calendar No. 144.
USHB6862Intro
25%
Prohibits from inclusion in a consumer credit report information related to an eviction occurring during the COVID-19 national emergency or occurring in the 30 days after the termination of such emergency.
[Detail][Text][Discuss]
2022-02-28
To House Financial Services Committee
USSB1368Intro
25%
Addresses housing affordability and availability, makes certain changes to the estate and gift taxes, and contains other related provisions. The Department of Housing and Urban Development shall provide grants to (1) state and local governments that ...
[Detail][Text][Discuss]
2022-02-09
Committee on Banking, Housing, and Urban Affairs Subcommittee on Financial Institutions and Consumer Protection. Hearings held.
USHB6696Intro
25%
To create a database of eviction information, establish grant programs for eviction prevention and legal aid, and limit use of housing court-related records in consumer reports, and for other purposes.
[Detail][Text][Discuss]
2022-02-09
To House Financial Services Committee
USHB5746Engross
50%
Addresses voter registration and voting access, election integrity and security, redistricting, campaign finance, and voting rights. Specifically, the bill expands voter registration (e.g., automatic and same-day registration) and voting access (e.g....
[Detail][Text][Discuss]
2022-01-19
Motion to proceed to consideration of the motion to reconsider the vote by which cloture on the motion to concur in the House amendment to the Senate amendment to H.R. 5746 (Record Vote No. 9) withdrawn in Senate.
USSB1605PassAuthorizes Department of Defense (DOD) activities and programs for FY2022 and addresses various other issues. For example, the bill provides or extends procurement authority for certain helicopters and amphibious shipbuilding programs; imposes variou...
[Detail][Text][Discuss]
2021-12-27
Became Public Law No: 117-81.
USSB1838Intro
25%
Requires the Department of Veterans Affairs (VA) to implement a pilot program to assess the feasibility and advisability of using alternative credit scoring information or models to improve the determination of creditworthiness of certain individuals...
[Detail][Text][Discuss]
2021-11-17
Committee on Veterans' Affairs. Hearings held.
USHB5779Intro
25%
Directs the Department of Education to create a personal finance education portal for voluntary use by recipients of federal financial aid. The portal must be on a centralized and publicly available website and include information on personal finance...
[Detail][Text][Discuss]
2021-10-28
To House Education and Labor Committee
USSB2747Intro
25%
Addresses voter registration and voting access, election integrity and security, redistricting, and campaign finance. Specifically, the bill expands voter registration (e.g., automatic and same-day registration) and voting access (e.g., vote-by-mail ...
[Detail][Text][Discuss]
2021-10-20
Motion by Senator Schumer to reconsider the vote by which cloture on the motion to proceed to S. 2747 was not invoked (Record Vote No. 420) entered in Senate.
USHB2768Intro
25%
Addresses housing affordability and availability, makes certain changes to the estate and gift taxes, and contains other related provisions. The Department of Housing and Urban Development shall provide grants to (1) state and local governments that ...
[Detail][Text][Discuss]
2021-10-19
To House Subcommittee on the Constitution, Civil Rights, and Civil Liberties
USHB4979Intro
25%
Establishes several loan programs to assist households with paying utility bills for drinking water, wastewater, stormwater management, energy (e.g., electricity, natural gas, or propane), and internet services during the COVID-19 public health emerg...
[Detail][Text][Discuss]
2021-08-06
To House Financial Services Committee
USHB3555Intro
25%
Requires the Consumer Financial Protection Bureau to develop, and specified agencies to distribute, a statement providing individuals with information on how to register to vote and their voting rights. This information must be provided to individual...
[Detail][Text][Discuss]
2021-07-29
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 23.
USHB4457Intro
25%
Allows a deduction from gross income (above-the-line deduction) for attorney fees and court costs in connection with a claim of a consumer protection violation.
[Detail][Text][Discuss]
2021-07-16
To House Ways And Means Committee
USHB1443Engross
50%
Requires financial institutions to report certain credit application data to the Consumer Financial Protection Bureau for the purposes of enforcing fair lending laws. Specifically, financial institutions must report this data regarding lesbian-, gay-...
[Detail][Text][Discuss]
2021-07-12
To Senate Banking, Housing, And Urban Affairs Committee
USHB3291Intro
25%
Provides support for drinking water infrastructure and requires the Environmental Protection Agency (EPA) to address the safety and affordability of drinking water. Specifically, the bill reauthorizes and establishes several programs for drinking wat...
[Detail][Text][Discuss]
2021-06-29
Placed on the Union Calendar, Calendar No. 52.
USHB4157Intro
25%
Modifies the prohibition against intentional racial discrimination in the context of economic activity such as employment, contracts, or other commercial transactions. Specifically, the bill makes an action that has a discriminatory effect a violatio...
[Detail][Text][Discuss]
2021-06-24
To House Judiciary Committee
USSB2298Intro
25%
Modifies the prohibition against intentional racial discrimination in the context of economic activity such as employment, contracts, or other commercial transactions. Specifically, the bill makes an action that has a discriminatory effect a violatio...
[Detail][Text][Discuss]
2021-06-24
To Senate Judiciary Committee
USHB3953Intro
25%
Requires that certain consumer protections are included in negative option agreements (i.e., an agreement under which a consumer's failure to take an affirmative action is considered approval to be charged for goods or services). These agreements are...
[Detail][Text][Discuss]
2021-06-17
To House Consumer Protection and Commerce Committee
USHB1257Engross
50%
Requires the Department of Veterans Affairs to conduct a comprehensive study on access to, and use and effects of, financial and credit counseling for homeless veterans and veterans experiencing housing instability.
[Detail][Text][Discuss]
2021-06-16
To Senate Veterans' Affairs Committee
USHB2332Engross
50%
Prohibits a consumer reporting agency from reporting adverse credit information about a consumer that is the result of severe human trafficking or sex trafficking. A court of competent jurisdiction or a federal or state government entity must determi...
[Detail][Text][Discuss]
2021-06-16
To Senate Banking, Housing, And Urban Affairs Committee
USSB2072Intro
25%
Requires that certain consumer protections are included in negative option agreements (an agreement under which a consumer's failure to take an affirmative action is considered approval to be charged for goods or services). These agreements are prohi...
[Detail][Text][Discuss]
2021-06-16
To Senate Commerce, Science, And Transportation Committee
USSB2040Intro
25%
Prohibits a consumer reporting agency from reporting adverse credit information about a consumer that is the result of severe human trafficking or sex trafficking. A court of competent jurisdiction or a federal or state government entity must determi...
[Detail][Text][Discuss]
2021-06-14
To Senate Banking, Housing, And Urban Affairs Committee
USHB3854Intro
25%
Establishes requirements related to breaches of data belonging to small businesses. Specifically, a consumer reporting agency must promptly report any breach of nonpublic small business data. In the event of a breach, a consumer reporting agency may ...
[Detail][Text][Discuss]
2021-06-11
To House Small Business Committee
USSB2034Intro
25%
Establishes requirements related to breaches of data belonging to small businesses. Specifically, a consumer reporting agency must promptly report any breach of nonpublic small business data. In the event of a breach, a consumer reporting agency may ...
[Detail][Text][Discuss]
2021-06-10
To Senate Small Business And Entrepreneurship Committee
USSB1980Intro
25%
Requires the collection and disclosure of demographic and other information about recipients of agricultural benefits. Specifically, the Department of Agriculture (USDA) must collect and make publicly available (1) the race and gender of individuals ...
[Detail][Text][Discuss]
2021-06-08
To Senate Agriculture, Nutrition, And Forestry Committee
USHB3794Intro
25%
Requires the collection and disclosure of demographic and other information about recipients of agricultural benefits. Specifically, the Department of Agriculture (USDA) must collect and make publicly available (1) the race and gender of individuals ...
[Detail][Text][Discuss]
2021-06-08
To House Agriculture Committee
USHB3697Intro
25%
Prohibits a consumer reporting agency from furnishing an employer with a consumer credit report containing information on the consumer's creditworthiness, credit standing, or credit capacity if the employer intends to use that information for any dec...
[Detail][Text][Discuss]
2021-06-04
To House Financial Services Committee
USHB3611Intro
25%
Establishes requirements for certain commercial online platforms (e.g., social media sites) that withhold or promote content through algorithms and related computational processes that use personal information. The platforms must make disclosures abo...
[Detail][Text][Discuss]
2021-05-31
To House Consumer Protection and Commerce Committee
USSB1896Intro
25%
Establishes requirements for certain commercial online platforms (e.g., social media sites) that withhold or promote content through algorithms and related computational processes that use personal information. The platforms must make disclosures abo...
[Detail][Text][Discuss]
2021-05-27
To Senate Commerce, Science, And Transportation Committee
USHR438Intro
25%
This resolution expresses the sense of Congress that legislation and policies that address poverty, low wages, and related issues should be prioritized. Among other priorities, the resolution commits to updating the poverty measure; raising the minim...
[Detail][Text][Discuss]
2021-05-25
To House Oversight and Reform Committee
USHB3483Intro
25%
Requires the Consumer Financial Protection Bureau to award competitive grants to eligible institutions for the establishment of financial literacy education programs for young people and families. An eligible institution is a partnership among two or...
[Detail][Text][Discuss]
2021-05-25
To House Financial Services Committee
USHB3489Intro
25%
Requires creditors to establish a hotline for assisting consumers who are 50 years of age or older to resolve billing errors and mitigate fraud.
[Detail][Text][Discuss]
2021-05-25
To House Financial Services Committee
USSB1823Intro
25%
Requires the Consumer Financial Protection Bureau to develop, and specified agencies to distribute, a statement providing individuals with information on how to register to vote and their voting rights. This information must be provided to individual...
[Detail][Text][Discuss]
2021-05-25
To Senate Banking, Housing, And Urban Affairs Committee
USHB3439Intro
25%
Revises consumer credit protections for service members. Specifically, the bill (1) extends consumer credit protections to certain active duty uniformed consumers in a combat zone or aboard a U.S. vessel, and (2) prohibits the inclusion on a consumer...
[Detail][Text][Discuss]
2021-05-20
To House Financial Services Committee
USSB1783Intro
25%
Establishes several loan programs to assist households with paying utility bills for drinking water, wastewater, stormwater management, energy (e.g., electricity, natural gas, or propane), and internet services during the COVID-19 public health emerg...
[Detail][Text][Discuss]
2021-05-20
To Senate Finance Committee
USHB1711Engross
50%
Expands the duties of the Office of Community Affairs within the Consumer Financial Protection Bureau regarding under-banked, un-banked, and underserved consumers. Specifically, the office must (1) report on impeding factors for individuals and famil...
[Detail][Text][Discuss]
2021-05-19
To Senate Banking, Housing, And Urban Affairs Committee
USHB3292Intro
25%
Requires the Environmental Protection Agency (EPA) to implement a residential emergency relief program. Under the program, the EPA must reimburse public water systems for providing forgiveness of the debts and fees of customers who incurred new debts...
[Detail][Text][Discuss]
2021-05-19
To House Environment and Climate Change Committee
USHB2547Engross
50%
Generally provides additional financial protections for consumers and places restrictions on debt collection activities. Regarding additional consumer protections, the bill expands certain protections currently applicable to federally backed student ...
[Detail][Text][Discuss]
2021-05-17
To Senate Banking, Housing, And Urban Affairs Committee
USHB3092Intro
25%
Retroactively applies certain borrower protections related to cosigners of private student loans. Specifically, all private student loan agreements must (1) prohibit creditors from declaring a default or accelerating the debt of a private student loa...
[Detail][Text][Discuss]
2021-05-11
To House Financial Services Committee
USHB1393Intro
25%
Directs the Department of Agriculture (USDA) to provide a variety of assistance to address historical discrimination and disparities in the agricultural sector. For example, the bill establishes an equity commission in USDA to examine discrimination ...
[Detail][Text][Discuss]
2021-04-28
To House Subcommittee on the Constitution, Civil Rights, and Civil Liberties
USHB1440Intro
25%
Prohibits discrimination on the basis of sex, sexual orientation, or gender identity, while providing certain benefits and exemptions to religious providers. An otherwise qualified religious provider shall be eligible to receive federal financial ass...
[Detail][Text][Discuss]
2021-04-28
To House Subcommittee on the Constitution, Civil Rights, and Civil Liberties
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