US Congress House Bill 6129 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 3-0)
Status: Introduced on July 13 2012 - 25% progression, died in committee
Action: 2012-07-31 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Pending: House Subcommittee on Financial Institutions and Consumer Credit Committee
Text: Latest bill text (Introduced) [PDF]

Ban the Use of Credit Scores in Auto Insurance Act - Amends the Fair Credit Reporting Act to prohibit: (1) a consumer reporting agency from furnishing a consumer report or consumer information to any person for use in making a decision to underwrite or rate auto insurance, and (2) any person from either using or obtaining a consumer report or consumer information in connection with the underwriting or rating of any consumer regarding an auto insurance transaction. Exempts from this ban property loss data regarding auto insurance as well as information on driver history, such as accidents or moving violations.

To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.

Rep. Hansen Clarke [D-MI]

Rep. John Conyers [D-MI]

Rep. Bennie Thompson [D-MS]

Date	Chamber	Action
2012-07-31	House	Referred to the Subcommittee on Financial Institutions and Consumer Credit.
2012-07-31	House	Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
2012-07-13	House	Referred to the House Committee on Financial Services.

Type	Source
Summary	https://www.congress.gov/bill/112th-congress/house-bill/6129/all-info
Text	https://www.congress.gov/112/bills/hr6129/BILLS-112hr6129ih.pdf