US Congress House Bill 1744 (Prior Session Legislation)

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Spectrum: Bipartisan Bill
Status: Introduced on March 26 2009 - 25% progression, died in committee
Action: 2009-03-26 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]

Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures. Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations. Grants enforcement powers to the Federal Trade Commission and to state attorneys general. Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

Consumer Rental Purchase Agreement Act

Rep. Robert Aderholt [R-AL]	Rep. Todd Akin [R-MO]	Rep. Rodney Alexander [R-LA]	Rep. Robert Andrews [D-NJ]
Rep. Michael Arcuri [D-NY]	Rep. Joe Baca [D-CA]	Rep. Michele Bachmann [R-MN]	Rep. Spencer Bachus [R-AL]
Rep. Gresham Barrett [R-SC]	Rep. Marion Berry [D-AR]	Rep. Sanford Bishop [D-GA]	Sen. Marsha Blackburn [R-TN]
Sen. Roy Blunt [R-MO]	Rep. Jo Bonner [R-AL]	Sen. John Boozman [R-AR]	Rep. Dan Boren [D-OK]
Rep. Leonard Boswell [D-IA]	Rep. Charles Boustany [R-LA]	Rep. Robert Brady [D-PA]	Rep. Bobby Bright [D-AL]
Rep. Corrine Brown [D-FL]	Rep. G. Butterfield [D-NC]	Rep. Ken Calvert [R-CA]	Sen. Shelley Capito [R-WV]
Rep. Russ Carnahan [D-MO]	Rep. Kathy Castor [D-FL]	Rep. Travis Childers [D-MS]	Rep. Lacy Clay [D-MO]
Rep. Emanuel Cleaver [D-MO]	Rep. Howard Coble [R-NC]	Rep. Michael Conaway [R-TX]	Rep. Jerry Costello [D-IL]
Rep. Henry Cuellar [D-TX]	Rep. Danny Davis [D-IL]	Rep. Geoff Davis [R-KY]	Rep. Lincoln Davis [D-TN]
Rep. Nathan Deal [R-GA]	Rep. Lincoln Diaz-Balart [R-FL]	Rep. Mario Diaz-Balart [R-FL]	Rep. Norman Dicks [D-WA]
Rep. John Duncan [R-TN]	Rep. Jo Emerson [R-MO]	Rep. Bob Etheridge [D-NC]	Rep. John Fleming [R-LA]
Rep. Randy Forbes [R-VA]	Rep. Virginia Foxx [R-NC]	Rep. Phil Gingrey [R-GA]	Rep. Bob Goodlatte [R-VA]
Rep. Kay Granger [R-TX]	Rep. Sam Graves [R-MO]	Rep. Al Green [D-TX]	Rep. Brett Guthrie [R-KY]
Rep. Ralph Hall [R-TX]	Rep. Phil Hare [D-IL]	Rep. Alcee Hastings [D-FL]	Rep. Jeb Hensarling [R-TX]
Rep. Stephanie Herseth Sandlin [D-SD]	Rep. Baron Hill [D-IN]	Rep. Ruben Hinojosa [D-TX]	Rep. Tim Holden [D-PA]
Rep. Lynn Jenkins [R-KS]	Rep. Eddie Johnson [D-TX]	Rep. Henry Johnson [D-GA]	Rep. Sam Johnson [R-TX]
Rep. Timothy Johnson [R-IL]	Rep. Walter Jones [R-NC]	Rep. Jim Jordan [R-OH]	Rep. Paul Kanjorski [D-PA]
Rep. Ron Kind [D-WI]	Rep. Steve King [R-IA]	Sen. Mark Kirk [R-IL]	Rep. Tom Latham [R-IA]
Rep. Steven LaTourette [R-OH]	Rep. Christopher Lee [R-NY]	Rep. John Linder [R-GA]	Rep. Frank Lucas [R-OK]
Rep. Blaine Luetkemeyer [R-MO]	Rep. Donald Manzullo [R-IL]	Rep. Kenny Marchant [R-TX]	Rep. Michael McCaul [R-TX]
Rep. Patrick McHenry [R-NC]	Rep. Mike McIntyre [D-NC]	Rep. Cathy McMorris Rodgers [R-WA]	Rep. Gregory Meeks [D-NY]
Rep. Dennis Moore [D-KS]	Rep. James Moran [D-VA]	Sen. Jerry Moran [R-KS]	Rep. Sue Myrick [R-NC]
Rep. Randy Neugebauer [R-TX]	Rep. Pete Olson [R-TX]	Rep. Solomon Ortiz [D-TX]	Rep. Ed Pastor [D-AZ]
Rep. Thomas Perriello [D-VA]	Rep. Todd Platts [R-PA]	Rep. Tom Price [R-GA]	Rep. Adam Putnam [R-FL]
Rep. Silvestre Reyes [D-TX]	Rep. Harold Rogers [R-KY]	Rep. Mike D. Rogers [R-AL]	Rep. Mike Ross [D-AR]
Rep. Aaron Schock [R-IL]	Rep. David Scott [D-GA]	Rep. Pete Sessions [R-TX]	Rep. Brad Sherman [D-CA]
Rep. John Shimkus [R-IL]	Rep. Bill Shuster [R-PA]	Rep. Ike Skelton [D-MO]	Rep. Adrian Smith [R-NE]
Rep. Lamar Smith [R-TX]	Rep. Zachary Space [D-OH]	Rep. John Spratt [D-SC]	Rep. John Tanner [D-TN]
Rep. Gene Taylor [D-MS]	Rep. Lee Terry [R-NE]	Rep. Mac Thornberry [R-TX]	Rep. Todd Tiahrt [R-KS]
Rep. Michael Turner [R-OH]	Rep. Fred Upton [R-MI]	Rep. Zach Wamp [R-TN]	Rep. Diane Watson [D-CA]
Rep. Lynn Westmoreland [R-GA]	Rep. Robert Wexler [D-FL]	Rep. Ed Whitfield [R-KY]	Rep. Charles Wilson [D-OH]
Rep. Joe Wilson [R-SC]	Rep. Robert Wittman [R-VA]	Rep. Frank Wolf [R-VA]

Date	Chamber	Action
2009-03-26		Referred to the House Committee on Financial Services.

SB738 (Related) 2009-03-30 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Type	Source
Summary	https://www.congress.gov/bill/111th-congress/house-bill/1744/all-info
Text	https://www.congress.gov/111/bills/hr1744/BILLS-111hr1744ih.pdf