Bill Text: TX HB1900 | 2023-2024 | 88th Legislature | Enrolled


Bill Title: Relating to notice of cancellation or nonrenewal of a property and casualty insurance policy.

Spectrum: Moderate Partisan Bill (Republican 4-1)

Status: (Passed) 2023-06-09 - Effective on 9/1/23 [HB1900 Detail]

Download: Texas-2023-HB1900-Enrolled.html
 
 
  H.B. No. 1900
 
 
 
 
AN ACT
  relating to notice of cancellation or nonrenewal of a property and
  casualty insurance policy.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Section 551.104(f), Insurance Code, is amended
  to read as follows:
         (f)  An insurer may cancel a personal automobile insurance
  policy effective on any 12-month anniversary of the original
  effective date of the policy if the insurer mails to the named
  insured written notice of the cancellation not later than the 60th 
  [30th] day before the effective date of the cancellation.
         SECTION 2.  Section 551.105, Insurance Code, is amended to
  read as follows:
         Sec. 551.105.  NONRENEWAL OF POLICIES; NOTICE REQUIRED.
  Unless the insurer has mailed written notice of nonrenewal or
  renewal with written notice of change in coverage as provided by
  Section 2002.001 to the insured not later than the 60th [30th] day
  before the date on which the insurance policy expires, an insurer
  must renew an insurance policy, at the request of the insured, on
  the expiration of the policy. Notwithstanding the failure of an
  insurer to comply with this section, the policy shall terminate on
  the effective date of any replacement or succeeding insurance
  policy with another carrier with respect to the insured
  (a)  personal automobile, (b)  home, farm, ranch, dwelling,
  duplex, or apartment, or (c)  other real or personal property.
         SECTION 3.  The changes in law made by this Act apply only to
  an insurance policy that is delivered, issued for delivery, or
  renewed on or after January 1, 2024. A policy delivered, issued for
  delivery, or renewed before January 1, 2024, is governed by the law
  as it existed immediately before the effective date of this Act, and
  that law is continued in effect for that purpose.
         SECTION 4.  This Act takes effect September 1, 2023.
 
 
  ______________________________ ______________________________
     President of the Senate Speaker of the House     
 
 
         I certify that H.B. No. 1900 was passed by the House on April
  21, 2023, by the following vote:  Yeas 139, Nays 2, 1 present, not
  voting; and that the House concurred in Senate amendments to H.B.
  No. 1900 on May 19, 2023, by the following vote:  Yeas 136, Nays 0,
  2 present, not voting.
 
  ______________________________
  Chief Clerk of the House   
 
         I certify that H.B. No. 1900 was passed by the Senate, with
  amendments, on May 17, 2023, by the following vote:  Yeas 31, Nays
  0.
 
  ______________________________
  Secretary of the Senate   
  APPROVED: __________________
                  Date       
   
           __________________
                Governor       
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