Bill Text: TX HB1900 | 2023-2024 | 88th Legislature | Enrolled

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Bill Title: Relating to notice of cancellation or nonrenewal of a property and casualty insurance policy.

Spectrum: Moderate Partisan Bill (Republican 4-1)

Status: (Passed) 2023-06-09 - Effective on 9/1/23 [HB1900 Detail]

Download: Texas-2023-HB1900-Enrolled.html

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H.B. No. 1900

AN ACT
relating to notice of cancellation or nonrenewal of a property and
casualty insurance policy.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Section 551.104(f), Insurance Code, is amended
to read as follows:
(f) An insurer may cancel a personal automobile insurance
policy effective on any 12-month anniversary of the original
effective date of the policy if the insurer mails to the named
insured written notice of the cancellation not later than the 60th
[30th] day before the effective date of the cancellation.
SECTION 2. Section 551.105, Insurance Code, is amended to
read as follows:
Sec. 551.105. NONRENEWAL OF POLICIES; NOTICE REQUIRED.
Unless the insurer has mailed written notice of nonrenewal or
renewal with written notice of change in coverage as provided by
Section 2002.001 to the insured not later than the 60th [30th] day
before the date on which the insurance policy expires, an insurer
must renew an insurance policy, at the request of the insured, on
the expiration of the policy. Notwithstanding the failure of an
insurer to comply with this section, the policy shall terminate on
the effective date of any replacement or succeeding insurance
policy with another carrier with respect to the insured
(a) personal automobile, (b) home, farm, ranch, dwelling,
duplex, or apartment, or (c) other real or personal property.
SECTION 3. The changes in law made by this Act apply only to
an insurance policy that is delivered, issued for delivery, or
renewed on or after January 1, 2024. A policy delivered, issued for
delivery, or renewed before January 1, 2024, is governed by the law
as it existed immediately before the effective date of this Act, and
that law is continued in effect for that purpose.
SECTION 4. This Act takes effect September 1, 2023.
______________________________ ______________________________
President of the Senate Speaker of the House
I certify that H.B. No. 1900 was passed by the House on April
21, 2023, by the following vote: Yeas 139, Nays 2, 1 present, not
voting; and that the House concurred in Senate amendments to H.B.
No. 1900 on May 19, 2023, by the following vote: Yeas 136, Nays 0,
2 present, not voting.
______________________________
Chief Clerk of the House
I certify that H.B. No. 1900 was passed by the Senate, with
amendments, on May 17, 2023, by the following vote: Yeas 31, Nays
0.
______________________________
Secretary of the Senate
APPROVED: __________________
Date
__________________
Governor