Bill Text: TX HB1291 | 2019-2020 | 86th Legislature | Introduced
Bill Title: Relating to prohibited practices by a life insurance company relating to an individual's prescription for or obtainment of an opioid antagonist.
Spectrum: Slight Partisan Bill (Republican 4-2)
Status: (Introduced - Dead) 2019-02-27 - Referred to Insurance [HB1291 Detail]
Download: Texas-2019-HB1291-Introduced.html
86R5898 MEW-D | ||
By: Price | H.B. No. 1291 |
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relating to prohibited practices by a life insurance company | ||
relating to an individual's prescription for or obtainment of an | ||
opioid antagonist. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Chapter 1101, Insurance Code, is amended by | ||
adding Subchapter E to read as follows: | ||
SUBCHAPTER E. PROHIBITED PRACTICES RELATING TO PRESCRIPTION FOR OR | ||
OBTAINMENT OF OPIOID ANTAGONIST | ||
Sec. 1101.201. DEFINITION. In this subchapter, "opioid | ||
antagonist" means any drug that binds to opioid receptors and | ||
blocks or otherwise inhibits the effects of opioids acting on those | ||
receptors. | ||
Sec. 1101.202. APPLICABILITY OF SUBCHAPTER. This | ||
subchapter applies to a life insurance policy: | ||
(1) issued or delivered in this state; or | ||
(2) issued by a life insurance company organized in | ||
this state. | ||
Sec. 1101.203. PROHIBITION. (a) Except as provided by | ||
Subsection (b), a life insurance company may not, because an | ||
individual has been prescribed or has obtained through a standing | ||
order an opioid antagonist: | ||
(1) deny coverage to the individual; | ||
(2) refuse to renew the individual's coverage; | ||
(3) cancel the individual's coverage; | ||
(4) limit the amount, extent, or kind of coverage | ||
available to the individual; or | ||
(5) charge the individual or a group to which the | ||
individual belongs a rate that is different from the rate charged to | ||
other individuals or groups, respectively, for the same coverage. | ||
(b) Subsection (a) does not apply to an individual who has a | ||
demonstrated history of drug abuse. | ||
SECTION 2. This Act takes effect September 1, 2019. |