Bill Text: NY A05411 | 2021-2022 | General Assembly | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft
Bill Title: Requires health plans operating in the state to furnish the cost, benefit, and coverage data as required to the enrollee, his or her health care provider, or the third-party of his or her choosing.

Spectrum: Bipartisan Bill

Status: (Introduced - Dead) 2022-05-31 - substituted by s4620c [A05411 Detail]

Download: New_York-2021-A05411-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                          5411

                               2021-2022 Regular Sessions

                   IN ASSEMBLY

                                    February 16, 2021
                                       ___________

        Introduced by M. of A. McDONALD -- read once and referred to the Commit-
          tee on Insurance

        AN  ACT to amend the insurance law, in relation to enacting the "patient
          Rx information and choice expansion act"

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section 1. This act shall be known and may be cited as the "patient Rx
     2  information and choice expansion act" or the "PRICE act".
     3    §  2.  The  insurance  law is amended by adding a new section 341-a to
     4  read as follows:
     5    § 341-a. Patient prescription pricing transparency. 1.    Definitions.
     6  As used in this section:
     7    (a)  "Health plan" means benefits provided by any entity delivering or
     8  issuing for delivery a policy of accident and health insurance  pursuant
     9  to  section  three  thousand  two hundred sixteen, or a group or blanket
    10  accident and health insurance policy pursuant to section three  thousand
    11  two  hundred  twenty-one, or providing benefits pursuant to section four
    12  thousand three hundred three of this chapter.
    13    (b)  "Cost-sharing  information"  means  the  amount  an  enrollee  is
    14  required  to  pay  in  order to receive a drug that is covered under the
    15  enrollee's health plan.
    16    (c) "Covered/coverage" means those health care services  to  which  an
    17  enrollee is entitled under the terms of the health plan.
    18    (d) "Enrollee" means the covered individual, policyholder, subscriber,
    19  the  insured, or person who has authority under applicable law to act on
    20  behalf of an enrollee in making decisions  related  to  health  care,  a
    21  health plan, or pharmacy benefit manager, or its affiliates or entities.
    22    (e)  "Interoperability  element"  means hardware, software, integrated
    23  technologies or related  licenses,  technical  information,  privileges,
    24  rights,  intellectual property, upgrades, or services that may be neces-

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD08942-01-1

        A. 5411                             2

     1  sary to provide the data required in the requested format and consistent
     2  with the required format.
     3    (f)  "Pharmacy  benefit  manager (PBM)" ensure that this term includes
     4  pharmacy benefit managers, affiliates, or other entities acting on their
     5  behalf.
     6    (g) "Electronic health record" means a digital version of a  patient's
     7  paper  chart  and  medical  history  that  makes  information  available
     8  instantly and securely to authorized users.
     9    (h) "Electronic prescribing system" means a system that enables  pres-
    10  cribers  to  enter prescription information into a computer prescription
    11  device and securely transmit the  prescription  to  pharmacies  using  a
    12  special software program and connectivity to a transmission network.
    13    (i)  "Electronic  prescription"  means  an  electronic prescription as
    14  defined in section thirty-three hundred two of the public health law.
    15    (j) "Prescriber" means a health care provider  licensed  to  prescribe
    16  medication or medical devices in the state.
    17    (k)   "Real-time   benefit   tool"   or  "RTBT"  means  an  electronic
    18  prescription decision support tool that: (i) is capable  of  integrating
    19  with  prescribers'  electronic  prescribing and electronic health record
    20  systems; and (ii) complies with the technical standards adopted  by  the
    21  National Council for Prescription Drug Programs (NCPDP).
    22    2.  No  later  than July first, two thousand twenty-three, each health
    23  plan operating in the state shall, upon request of the enrollee, his  or
    24  her  health care provider, or a third-party on their behalf, furnish the
    25  cost, benefit, and coverage data set forth as required to the  enrollee,
    26  his or her health care provider, or the third-party of his or her choos-
    27  ing  and  shall  ensure  that such data is (i) current no later than one
    28  business day after any change is made; (ii) provided in real  time;  and
    29  (iii) in the same format that the request is made by the enrollee or his
    30  or her health care provider.
    31    3.  The  format  of the request shall use established industry content
    32  and transport standards published by:
    33    (a) A standards developing organization  accredited  by  the  American
    34  National Standards Institute (ANSI), including, the National Council for
    35  Prescription Drug Programs (NCPDP), ASC X12, Health Level 7; or
    36    (b)  A  relevant federal or state governing body, including the Center
    37  for Medicare & Medicaid Services or the Office of the National Coordina-
    38  tor for Health Information Technology.
    39    4. A facsimile, proprietary payor or patient portal,  or  other  elec-
    40  tronic form shall not be considered acceptable electronic formats pursu-
    41  ant to this section.
    42    5.  Upon  such  request,  the following data shall be provided for any
    43  drug covered under the enrollee's health plan:
    44    (a) patient-specific eligibility information;
    45    (b) patient-specific prescription  cost  and  benefit  data,  such  as
    46  applicable  formulary,  benefit,  coverage and cost-sharing data for the
    47  prescribed drug and clinically-appropriate alternatives, when  appropri-
    48  ate;
    49    (c)  patient-specific cost-sharing information that describes variance
    50  in cost-sharing based on the pharmacy dispensing the prescribed drug  or
    51  its  alternatives, and in relation to the patient's benefit (i.e., spend
    52  related to out-of-pocket maximum);
    53    (d) information regarding lower cost clinically-appropriate  treatment
    54  alternatives; and

        A. 5411                             3

     1    (e)  applicable  utilization  management  requirements,  such as prior
     2  authorization,  step  therapy,  quantity  limits,  and   site-of-service
     3  restrictions.
     4    6.  Any  health plan or PBM shall furnish the data as required whether
     5  the request is made using the drug's unique  billing  code,  such  as  a
     6  National  Drug Code or Healthcare Common Procedure Coding System code or
     7  descriptive term, such as the brand or generic name of the  drug.      A
     8  health  plan  or  PBM  shall  not deny or delay a request as a method of
     9  blocking the data set forth as required from being shared based  on  how
    10  the drug was requested.
    11    7.  A health plan, or entities acting on a health plan's behalf, shall
    12  not restrict, prohibit, or otherwise hinder  the prescriber from  commu-
    13  nicating or sharing benefit and coverage information that reflects other
    14  choices,  such as cash price, lower cost clinically-appropriate alterna-
    15  tives, whether or not  they  are  covered  under  the  enrollee's  plan,
    16  patient  assistance  and  support programs and the cost available at the
    17  patient's pharmacy of choice.
    18    8. A health plan, or entities acting on a health plan's behalf,  shall
    19  not, except as may be required by law, interfere with, prevent, or mate-
    20  rially  discourage  access,  exchange,  or  use of the data as required,
    21  which may include charging fees, not responding to a request at the time
    22  made where such a response is reasonably possible, implementing technol-
    23  ogy in nonstandard ways or instituting  enrollee  consent  requirements,
    24  processes, policies, procedures, or renewals that are likely to substan-
    25  tially  increase  the  complexity or burden of accessing, exchanging, or
    26  using such data; nor penalize a health care provider or professional for
    27  disclosing such information to an enrollee or  prescribing,  administer-
    28  ing, or ordering a clinically appropriate or lower-cost alternative.
    29    9.  Nothing  in this section shall be construed to limit access to the
    30  most  up-to-date  patient-specific   eligibility   or   patient-specific
    31  prescription cost and benefit data by the health plan.
    32    10.  Nothing in this section shall interfere with patient choice and a
    33  health  care  professional's  ability  to  convey  the  full  range   of
    34  prescription  drug cost options to a patient.  Health plans, or entities
    35  acting on their behalf, shall not restrict a  health  care  professional
    36  from communicating to the patient prescription cost options.
    37    11.  No  RTBT shall require or influence a patient to utilize specific
    38  plan preferred drugs or pharmacies.
    39    § 3. This act shall take effect July 1, 2023.  Effective  immediately,
    40  the  addition,  amendment and/or repeal of any rule or regulation neces-
    41  sary for the implementation of  this  act  on  its  effective  date  are
    42  authorized to be made and completed on or before such effective date.
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