Bill Text: NY A04093 | 2011-2012 | General Assembly | Amended
Bill Title: Authorizes payments to nonparticipating or nonpreferred providers of ambulance services licensed under article 30 of the public health law.
Spectrum: Slight Partisan Bill (Democrat 14-8)
Status: (Introduced - Dead) 2012-01-04 - referred to insurance [A04093 Detail]
Download: New_York-2011-A04093-Amended.html
S T A T E O F N E W Y O R K ________________________________________________________________________ 4093--A 2011-2012 Regular Sessions I N A S S E M B L Y February 1, 2011 ___________ Introduced by M. of A. MORELLE, RUSSELL, LATIMER, LIFTON, BENEDETTO, GUNTHER -- Multi-Sponsored by -- M. of A. JOHNS, P. LOPEZ, McENENY, McLAUGHLIN, RAMOS, SWEENEY, TEDISCO -- read once and referred to the Committee on Insurance -- reported and referred to the Committee on Rules -- Rules Committee discharged, bill amended, ordered reprinted as amended and recommitted to the Committee on Rules AN ACT to amend the insurance law, in relation to payments to prehospi- tal emergency medical services providers THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: 1 Section 1. Section 3224-a of the insurance law is amended by adding a 2 new subsection (i) to read as follows: 3 (I) PAYMENTS TO NONPARTICIPATING OR NONPREFERRED PROVIDERS OF AMBU- 4 LANCE SERVICES LICENSED UNDER ARTICLE THIRTY OF THE PUBLIC HEALTH LAW. 5 (1) WHENEVER AN INSURER, ORGANIZATION, OR CORPORATION LICENSED OR CERTI- 6 FIED PURSUANT TO ARTICLE FORTY-THREE OF THIS CHAPTER OR ARTICLE 7 FORTY-FOUR OF THE PUBLIC HEALTH LAW PROVIDES THAT ANY HEALTH CARE CLAIMS 8 SUBMITTED UNDER CONTRACTS OR AGREEMENTS ISSUED OR ENTERED INTO PURSUANT 9 TO THIS ARTICLE OR ARTICLES FORTY-TWO AND FORTY-THREE OF THIS CHAPTER 10 AND ARTICLE FORTY-FOUR OF THE PUBLIC HEALTH LAW ARE PAYABLE TO A PARTIC- 11 IPATING OR PREFERRED PROVIDER OF AMBULANCE SERVICES FOR SERVICES 12 RENDERED, THE INSURER, ORGANIZATION, OR CORPORATION LICENSED OR CERTI- 13 FIED PURSUANT TO ARTICLE FORTY-THREE OF THIS CHAPTER OR ARTICLE 14 FORTY-FOUR OF THE PUBLIC HEALTH LAW SHALL BE REQUIRED TO PAY SUCH BENE- 15 FITS EITHER DIRECTLY TO ANY SIMILARLY LICENSED NONPARTICIPATING OR 16 NONPREFERRED PROVIDER AT THE USUAL AND CUSTOMARY CHARGE, WHICH SHALL NOT 17 BE EXCESSIVE OR UNREASONABLE, WHEN THE PROVIDER HAS RENDERED SUCH 18 SERVICES, HAS A WRITTEN ASSIGNMENT OF BENEFITS, AND HAS CAUSED WRITTEN 19 NOTICE OF SUCH ASSIGNMENT TO BE GIVEN TO THE INSURER, ORGANIZATION, OR 20 CORPORATION LICENSED OR CERTIFIED PURSUANT TO ARTICLE FORTY-THREE OF 21 THIS CHAPTER OR ARTICLE FORTY-FOUR OF THE PUBLIC HEALTH LAW OR JOINTLY EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD04592-03-1 A. 4093--A 2 1 TO SUCH NONPARTICIPATING OR NONPREFERRED PROVIDER AND TO THE INSURED, 2 SUBSCRIBER, OR OTHER COVERED PERSON; PROVIDED, HOWEVER, THAT IN EITHER 3 CASE THE INSURER, ORGANIZATION, OR CORPORATION LICENSED OR CERTIFIED 4 PURSUANT TO ARTICLE FORTY-THREE OF THIS CHAPTER OR ARTICLE FORTY-FOUR OF 5 THE PUBLIC HEALTH LAW SHALL BE REQUIRED TO SEND SUCH BENEFIT PAYMENTS 6 DIRECTLY TO THE PROVIDER WHO HAS THE WRITTEN ASSIGNMENT. WHEN PAYMENT IS 7 MADE DIRECTLY TO A PROVIDER OF AMBULANCE SERVICES AS AUTHORIZED BY THIS 8 SECTION, THE INSURER, ORGANIZATION, OR CORPORATION LICENSED OR CERTIFIED 9 PURSUANT TO ARTICLE FORTY-THREE OF THIS CHAPTER OR ARTICLE FORTY-FOUR OF 10 THE PUBLIC HEALTH LAW SHALL GIVE WRITTEN NOTICE OF SUCH PAYMENT TO THE 11 INSURED, SUBSCRIBER, OR OTHER COVERED PERSON. 12 (2) NOTHING CONTAINED IN THIS SECTION SHALL BE DEEMED TO PROHIBIT THE 13 PAYMENT OF DIFFERENT LEVELS OF BENEFITS OR FROM HAVING DIFFERENCES IN 14 COINSURANCE PERCENTAGES APPLICABLE TO BENEFIT LEVELS FOR SERVICES 15 PROVIDED BY PARTICIPATING OR PREFERRED PROVIDERS AND NONPARTICIPATING OR 16 NONPREFERRED PROVIDERS. 17 (3) THE PROVISIONS OF THIS SECTION SHALL NOT APPLY TO CREDIT INSUR- 18 ANCE, DISABILITY INCOME INSURANCE, OR LIMITED ACCIDENT AND SICKNESS 19 POLICIES SUCH AS HOSPITAL INDEMNITY POLICIES, SPECIFIED DISEASE POLI- 20 CIES, LIMITED ACCIDENT POLICIES, OR SIMILAR LIMITED POLICIES. 21 S 2. Subparagraphs (C) and (D) of paragraph 24 of subsection (i) of 22 section 3216 of the insurance law, as added by chapter 506 of the laws 23 of 2001, are amended to read as follows: 24 (C) An insurer shall provide reimbursement for those services 25 prescribed by this section at rates negotiated between the insurer and 26 the provider of such services. In the absence of agreed upon rates, an 27 insurer shall pay for such services at the usual and customary charge, 28 which shall not be excessive or unreasonable. THE INSURER SHALL SEND 29 SUCH PAYMENTS DIRECTLY TO THE PROVIDER OF SUCH AMBULANCE SERVICES, IF 30 THE AMBULANCE SERVICE INCLUDES AN EXECUTED ASSIGNMENT OF BENEFITS FORM 31 WITH THE CLAIM. 32 (D) The provisions of this paragraph shall have [no] application to 33 transfers of patients between hospitals or health care facilities by an 34 ambulance service as described in subparagraph (A) of this paragraph. 35 S 3. Subparagraphs (C) and (D) of paragraph 15 of subsection (l) of 36 section 3221 of the insurance law, as added by chapter 506 of the laws 37 of 2001, are amended to read as follows: 38 (C) An insurer shall provide reimbursement for those services 39 prescribed by this section at rates negotiated between the insurer and 40 the provider of such services. In the absence of agreed upon rates, an 41 insurer shall pay for such services at the usual and customary charge, 42 which shall not be excessive or unreasonable. THE INSURER SHALL SEND 43 SUCH PAYMENTS DIRECTLY TO THE PROVIDER OF SUCH AMBULANCE SERVICES, IF 44 THE AMBULANCE SERVICE INCLUDES AN EXECUTED ASSIGNMENT OF BENEFITS FORM 45 WITH THE CLAIM. 46 (D) The provisions of this paragraph shall have [no] application to 47 transfers of patients between hospitals or health care facilities by an 48 ambulance service as described in subparagraph (A) of this paragraph. 49 S 4. Paragraphs 3 and 4 of subsection (aa) of section 4303 of the 50 insurance law, as added by chapter 506 of the laws of 2001, are amended 51 to read as follows: 52 (3) An insurer shall provide reimbursement for those services 53 prescribed by this section at rates negotiated between the insurer and 54 the provider of such services. In the absence of agreed upon rates, an 55 insurer shall pay for such services at the usual and customary charge, 56 which shall not be excessive or unreasonable. THE INSURER SHALL SEND A. 4093--A 3 1 SUCH PAYMENTS DIRECTLY TO THE PROVIDER OF SUCH AMBULANCE SERVICES, IF 2 THE AMBULANCE SERVICE INCLUDES AN EXECUTED ASSIGNMENT OF BENEFITS FORM 3 WITH THE CLAIM. 4 (4) The provisions of this subsection shall have [no] application to 5 transfers of patients between hospitals or health care facilities by an 6 ambulance service as described in paragraph one of this subsection. 7 S 5. This act shall take effect January 1, 2012 and shall apply to 8 health care claims submitted for payment after such date.