| NY | S00163 | Intro
Prefile | Enacts the pro-banking act to mandate acceptance of the New York city identity card as a primary form of identification at all covered entities, including all banking organizations, foreign banking corporations, and interstate branches.
[Detail][Text][Discuss] | 2025-01-08
To Senate Banks Committee |
| NY | S00070 | Intro
Prefile | Provides that any person who has been injured by reason of any violation of any such rules, regulations or policies as the superintendent may promulgate may bring an action in his or her own name; assert a counterclaim; or, if an action is commenced ...
[Detail][Text][Discuss] | 2025-01-08
To Senate Banks Committee |
| NY | S00114 | Intro
Prefile | Prohibits state chartered banking institutions from investing in and providing financing for private prisons.
[Detail][Text][Discuss] | 2025-01-08
To Senate Banks Committee |
| NY | S09801 | Intro
25% | Prohibits lenders from blocking access to funds from a credit line mortgage.
[Detail][Text][Discuss] | 2024-05-30
To Senate Banks Committee |
| NY | S07826 | Intro
25% | Enacts the pro-banking act to mandate acceptance of the New York city identity card as a primary form of identification at all covered entities, including all banking organizations, foreign banking corporations, and interstate branches.
[Detail][Text][Discuss] | 2024-05-30
To Senate Banks Committee |
| NY | S09757 | Intro
25% | Establishes standards for the closure of bank accounts in the state of New York to include providing notice of closure and the return of funds to account owners.
[Detail][Text][Discuss] | 2024-05-29
To Senate Banks Committee |
| NY | S09689 | Intro
25% | Provides for the regulation of buy-now-pay-later lenders; requires such lenders to be licensed; establishes prohibited acts, limitations on loans, and consumer protections.
[Detail][Text][Discuss] | 2024-05-21
To Senate Banks Committee |
| NY | S09477 | Intro
25% | Provides for joint and survivorship accounts; provides that absent indication to the contrary, funds remaining in such an account upon the death of the depositor shall be deemed part of the depositor's estate.
[Detail][Text][Discuss] | 2024-05-15
To Senate Banks Committee |
| NY | S09448 | Intro
25% | Exempts minority depository institutions which are subject to the Community Reinvestment Act of 1977 from report and document filing requirements with the superintendent of financial services for a period of ten years from commencement of business.
[Detail][Text][Discuss] | 2024-05-15
To Senate Banks Committee |
| NY | S09326 | Intro
25% | Establishes the bank of Rochester, including provisions related to definitions; sponsors and corporate structure; powers and restrictions; governance; charter requirements; financial and operations frameworks; transparency and financial reporting; in...
[Detail][Text][Discuss] | 2024-05-13
To Senate Banks Committee |
| NY | S03237 | Intro
25% | Enacts the "community financial services access and modernization act"; modernizes existing statute to reflect the full scope of financial services available at neighborhood "check cashing" establishments; provides for a comprehensive regulatory fram...
[Detail][Text][Discuss] | 2024-04-02
To Senate Banks Committee |
| NY | S06967 | Intro
25% | Provides for the remote conduct of certain practices and procedures including meetings and notarizations utilizing electronic and/or audio-visual technologies.
[Detail][Text][Discuss] | 2024-04-01
To Senate Banks Committee |
| NY | S08915 | Intro
25% | Establishes the savings bank, savings and loan association or credit union municipal deposit program; defines terms; provides that a credit union accepting deposits of public money is subject to certain limitations and shall pledge assets or furnish ...
[Detail][Text][Discuss] | 2024-03-27
To Senate Banks Committee |
| NY | S05542 | Intro
25% | Provides for restructuring unsustainable sovereign and subnational debt; provides a voluntary petition for relief may be filed with the state.
[Detail][Text][Discuss] | 2024-02-28
To Senate Banks Committee |
| NY | S07914 | Intro
25% | Establishes the savings bank, savings and loan association or credit union municipal deposit program.
[Detail][Text][Discuss] | 2024-02-13
To Senate Banks Committee |
| NY | S08364 | Intro
25% | Establishes requirements for the creation and operation of limited purpose trust companies; establishes how to apply to operate as a limited purpose trust company.
[Detail][Text][Discuss] | 2024-01-22
To Senate Banks Committee |
| NY | S05283 | Intro
25% | Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of ...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02641 | Intro
25% | Instructs the department of financial services to regulate consumer reporting agencies by requiring licensing of credit reporting agencies, and allowing the department to examine the books and records of consumer reporting agencies.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S03548 | Intro
25% | Deems asset-based lending transactions to be loans for all purposes.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S06355 | Intro
25% | Establishes a credit union deposit program for the state to deposit a portion of funds under its control into credit unions.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S06639 | Intro
25% | Relates to civil penalties for certain fraud or misrepresentation of a material fact with respect to a financial product or service.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05531 | Intro
25% | Requires the registration and regulation of non-bank automated teller machines.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S07209 | Intro
25% | Enacts the "Home Equity Fraud Act" to control improper activities by home improvement contractors and finance companies; prohibits mortgage brokers or agents from acting as home improvement contractors; provides additional protections for mortgagors ...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S01453 | Intro
25% | Allows credit unions, savings banks, savings and loan associations and federal savings associations to accept and secure deposits from municipal corporations.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02881 | Intro
25% | Requires ATM machines to release ATM cards with EVM chips prior to disbursing cash or a receipt; defines EVM chip and related terms.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S00916 | Intro
25% | Provides for the licensing and regulation of income access services in the state.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02665 | Intro
25% | Requires mortgage lenders and brokers to provide consumers with a mortgage bill of rights pamphlet which must be read and signed by the consumer prior to applying for a mortgage.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S04619 | Intro
25% | Increases penalties for individuals or companies who engage in the business of cashing checks, drafts or money orders for consideration without a license; makes such violation a class E felony; provides for a fine of $2,500 for each transaction.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05145 | Intro
25% | Provides criteria for membership in credit unions; permits the extension of certain services to nonmembers.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S00953 | Intro
25% | Enacts the "Excelsior Opportunity Accounts Act"; establishes a special fund for EO accounts within the department of financial services for certain eligible individuals born after December 31, 2025, who reside in the state, are under age 18, with hou...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02041 | Intro
25% | Establishes a limitation on financial services assessments and appropriation suballocations; requires that money obtained from assessments shall only be used to defray operating expenses of the department of financial services.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05016 | Intro
25% | Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05838 | Intro
25% | Authorizes certain state regulated institutions to offer disaster forbearance agreements to qualified mortgagors whose income has been adversely affected by the outbreak of COVID-19 and is unable to make his or her mortgage payment.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02649 | Intro
25% | Prohibits foreign banking corporations from issuing payday loans; defines payday loans as any transaction in which a short-term cash advance is made to a consumer in exchange for: a consumer's personal check or share draft, in the amount of an advanc...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S07742 | Intro
25% | Requires banks to report to the superintendent annually on the amount of revenue earned from overdraft fees; prohibits banks from imposing overdraft fees during a ten day grace period; regulates the imposition of overdraft and NSF fees.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02186 | Intro
25% | Relates to the regulation and licensing of employer-integrated and non-verified on-demand pay providers.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S07207 | Intro
25% | Establishes the office of financial resilience to develop and implement new programs and initiatives for the purpose of supporting local economies and promoting resilient financial models.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05008 | Intro
25% | Prohibits imposing surcharges on automated teller machines located on state university of New York or city university of New York property.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S07339 | Intro
25% | Relates to the reporting of suspected financial exploitation; requires the superintendent of the department of financial services to develop guidelines relating to reporting suspected financial exploitation; provides that a third party who reports su...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S06742 | Intro
25% | Grants the department of financial services jurisdiction over the financing of motor vehicles; requires motor vehicle dealer finance managers to be licensed by the department of financial services.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S00360 | Intro
25% | Requires certain disclosures by a developer of virtual tokens in advertisements involving such virtual tokens; provides restrictions concerning advertising.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S06987 | Intro
25% | Allows for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S04140 | Intro
25% | Authorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05014 | Intro
25% | Requires all banks and credit unions to have a notary public available during business hours; permits banks to charge a fee for such service.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05055 | Engross
50% | Relates to alternative finance investment bonds.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05879 | Intro
25% | Requires individuals who perform compliance functions, duties or tasks to obtain a compliance officer or compliance practitioner license; establishes application and examination requirements to obtain, and continuing education requirements to maintai...
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S05401 | Intro
25% | Prohibits a state chartered banking institution from providing financing to a landlord who has engaged in certain bad faith acts.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S03274 | Intro
25% | Increases the penalty for robbery of property from a bank; makes the crime a class C felony.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S02769 | Intro
25% | Requires banks to send account notifications in certain circumstances.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
| NY | S03022 | Intro
25% | Requires the development of a mortgage bill of rights pamphlet on residential mortgages; provides such pamphlet shall be posted and printed in the 8 most popularly spoken languages in the state.
[Detail][Text][Discuss] | 2024-01-03
To Senate Banks Committee |
