Bill Text: IL SB1672 | 2021-2022 | 102nd General Assembly | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Amends the Illinois Insurance Code. Provides that an insurance company offering homeowner's insurance coverage or renter's insurance coverage that issues a policy or contract insuring against liability for injury to a person or injury to or destruction of property arising out of the ownership, lease, or rental of residential property shall, to the best of their ability, for any claim involving a dog-related incident, record specified circumstances relating to the incident. Provides that the information shall be collected for a 2-year period beginning on January 1, 2022 and shall be reported annually to the Department of Insurance. Requires the Department to make the information available on the Department's website by July 1, 2023 and update the information each July 1 through July 1, 2024. Provides that the information or data collected by the Department shall not be released or published in any way that violates the confidentiality or proprietary status or nature of the data.

Spectrum: Partisan Bill (Democrat 10-0)

Status: (Passed) 2021-08-06 - Public Act . . . . . . . . . 102-0328 [SB1672 Detail]

Download: Illinois-2021-SB1672-Introduced.html

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102ND GENERAL ASSEMBLY State of Illinois 2021 and 2022 SB1672 Introduced 2/26/2021, by Sen. Linda Holmes SYNOPSIS AS INTRODUCED:
215 ILCS 5/143.10d new
Amends the Illinois Insurance Code. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a dog found to be vicious under the Animal Control Act upon the insured property. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may not cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a specific breed of dog upon the insured property. Provides that before issuing a policy or contract an insurer may not ask or inquire about a dog's breed upon the insured property, but may ask or inquire about: the number of dogs on the property; whether the dogs have been sterilized; and whether any of the dogs have been deemed vicious dogs under the Animal Control Act or have a history of biting a human.
LRB102 04698 BMS 18132 b
A BILL FOR
SB1672 LRB102 04698 BMS 18132 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Insurance Code is amended by
adding Section 143.10d as follows:
(215 ILCS 5/143.10d new)
Sec. 143.10d. Homeowner's liability insurance.
(a) An insurer that issues a policy or contract insuring
against liability for injury to any person or against
liability for injury to or destruction of property, arising
out of ownership or lease of residential one, 2, 3, or 4
dwelling real property, may cancel, charge, or impose an
increased premium or rate for or refuse to issue or renew that
kind of policy or contract based in whole or in part upon the
harboring of a dog found to be vicious under Section 15 of the
Animal Control Act upon the insured property.
(b) An insurer that issues a policy or contract insuring
against liability for injury to any person or against
liability for injury to or destruction of property, arising
out of ownership or lease of residential one, 2, 3, or 4
dwelling real property, may not cancel, charge, or impose an
increased premium or rate for or refuse to issue or renew that
kind of policy or contract based in whole or in part upon the

SB1672 - 2 - LRB102 04698 BMS 18132 b
harboring of a specific breed of pet dog upon the insured
property.
(c) This Section applies to policies and contracts of
insurance, delivered, issued, or renewed on and after the
effective date of this amendatory Act of the 102nd General
Assembly.
(d) Before issuing a policy or contract an insurer may not
ask or inquire about a dog's breed upon the insured property,
but may ask or inquire about: (i) the number of dogs on the
property; (ii) whether the dogs have been sterilized; and
(iii) whether any of the dogs have been deemed vicious dogs
under the Animal Control Act or have a history of biting a
human.