Bill Text: CT HB05274 | 2011 | General Assembly | Introduced
Bill Title: An Act Concerning Consumer Reporting Agencies And The Provision Of Consumer Files To Consumers.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2011-02-04 - Public Hearing 02/10 [HB05274 Detail]
Download: Connecticut-2011-HB05274-Introduced.html
General Assembly |
Proposed Bill No. 5274 |
||||
January Session, 2011 |
LCO No. 1125 | ||||
Referred to Committee on Banks |
|||||
Introduced by: |
|||||
REP. JANOWSKI, 56th Dist. |
|||||
AN ACT CONCERNING CONSUMER REPORTING AGENCIES AND THE PROVISION OF CONSUMER FILES TO CONSUMERS.
Be it enacted by the Senate and House of Representatives in General Assembly convened:
That the general statutes be amended to require that consumer reporting agencies contact the consumer and provide him or her with information on how to obtain a disclosure copy of his or her consumer report at no charge, provided either of the following events occurs within a twelve-month period: (1) The consumer reporting agency has received eight credit inquiries pertaining to the consumer; or (2) the consumer reporting agency has received a report that would add negative information to a consumer's file.
Statement of Purpose:
To require consumer reporting agencies to send a free copy of a consumer's report to the consumer, per twelve-month period, provided certain conditions have been met.