US Congress House Bill 3763 (Prior Session Legislation)

---

Spectrum: Moderate Partisan Bill (Republican 4-1)
Status: Engrossed on October 21 2009 - 50% progression, died in chamber
Action: 2009-10-21 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Text: Latest bill text (Introduced) [PDF]

Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports who take adverse actions on the basis of information contained in such reports. Excludes any health care practice, accounting practice, or legal practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency. Excludes any other business which the Federal Trade Commission (FTC) determines: (1) knows all its customers or clients individually; (2) only performs services in or around the residences of its customers; or (3) has not experienced incidents of identity theft, and identity theft is rare for businesses of that type. States that such exclusion shall no longer apply to any business that can no longer meet such eligibility criteria.

To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses.

Rep. John Adler [D-NJ]	Rep. Paul Broun [R-GA]	Rep. Christopher Lee [R-NY]	Rep. Ron Paul [R-TX]
Rep. Michael Simpson [R-ID]

Date	Chamber	Action
2009-10-21		Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2009-10-20		Motion to reconsider laid on the table Agreed to without objection.
2009-10-20		On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 400 - 0 (Roll no. 790). (text: CR H11467)
2009-10-20		Considered as unfinished business. (consideration: CR H11479-11480)
2009-10-20		At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
2009-10-20		DEBATE - The House proceeded with forty minutes of debate on H.R. 3763.
2009-10-20		Considered under suspension of the rules. (consideration: CR H11467-11469)
2009-10-20		Mr. Adler (NJ) moved to suspend the rules and pass the bill.
2009-10-08		Referred to the House Committee on Financial Services.

SB3416 (Related) 2010-05-25 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Type	Source
Summary	https://www.congress.gov/bill/111th-congress/house-bill/3763/all-info
Text	https://www.congress.gov/111/bills/hr3763/BILLS-111hr3763ih.pdf
Text	https://www.congress.gov/111/bills/hr3763/BILLS-111hr3763eh.pdf