Bill Text: NY A09019 | 2023-2024 | General Assembly | Amended


Bill Title: Includes permissible payment methods, advance consent for direct payments, and annually providing the updated rate schedule as required terms for certain insurance contracts.

Spectrum: Partisan Bill (Democrat 6-0)

Status: (Introduced) 2024-05-28 - ordered to third reading rules cal.182 [A09019 Detail]

Download: New_York-2023-A09019-Amended.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                         9019--A

                   IN ASSEMBLY

                                    February 5, 2024
                                       ___________

        Introduced by M. of A. WOERNER, THIELE, GLICK, McDONALD, BICHOTTE HERME-
          LYN -- read once and referred to the Committee on Insurance -- commit-
          tee  discharged, bill amended, ordered reprinted as amended and recom-
          mitted to said committee

        AN ACT to amend the insurance law and the public health law, in relation
          to required terms for certain insurance contracts

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.  Paragraph  3  of  subsection (e) of section 3217-b of the
     2  insurance law, as added by chapter 586 of the laws of 1998,  is  amended
     3  and three new paragraphs 3-a, 3-b and 3-c are added to read as follows:
     4    (3)  a description of the records or information relied upon to calcu-
     5  late any such payments and adjustments, including the date  of  service,
     6  patient  identification  number,  an  identification  of the service for
     7  which the payment is made, the reimbursement paid by the insurer for the
     8  service, and a description of how the provider can access a  summary  of
     9  such calculations and adjustments;
    10    (3-a)  the permissible payment methods as check, direct deposit, debit
    11  or credit card or  online  payment  system,  provided  the  health  care
    12  provider  can  access  the payment in full, without encumbrances, costs,
    13  charges, or fees, including a fee for replacement of a  lost  or  stolen
    14  check, under at least one payment method offered by the insurer;
    15    (3-b) the advance written consent of a provider to the insurer for the
    16  method  of  payment and to directly pay or deposit payments in a bank or
    17  other financial institution of the provider's choosing;
    18    (3-c) the insurer's annual obligation, beginning on the effective date
    19  of this paragraph and continuing every first of January  thereafter,  to
    20  provide the health care provider with an updated payment rate schedule;
    21    §  2.  Paragraph  3 of subsection (e) of section 4325 of the insurance
    22  law, as added by chapter 586 of the laws of 1998, is amended  and  three
    23  new paragraphs 3-a, 3-b and 3-c are added to read as follows:
    24    (3)  a description of the records or information relied upon to calcu-
    25  late any such payments and adjustments, including the date  of  service,
    26  patient  identification  number,  an  identification  of the service for

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD14217-02-4

        A. 9019--A                          2

     1  which the payment is made, the reimbursement paid by the corporation for
     2  the service, and a description of how the provider can access a  summary
     3  of such calculations and adjustments;
     4    (3-a)  the permissible payment methods as check, direct deposit, debit
     5  or credit card or  online  payment  system,  provided  the  health  care
     6  provider  can  access  the payment in full, without encumbrances, costs,
     7  charges, or fees, including a fee for replacement of a  lost  or  stolen
     8  check, under at least one payment method offered by the corporation;
     9    (3-b) the advance written consent of a provider to the corporation for
    10  the  method of payment and to directly pay or deposit payments in a bank
    11  or other financial institution of the provider's choosing;
    12    (3-c) the corporation's annual obligation, beginning on the  effective
    13  date of this paragraph and continuing every first of January thereafter,
    14  to  provide the health care provider with an updated payment rate sched-
    15  ule, including a description of any services  bundled  within  a  single
    16  rate;
    17    §  3. Paragraph (c) of subdivision 5-a of section 4406-c of the public
    18  health law, as added by chapter 586 of the laws of 1998, is amended  and
    19  three  new  paragraphs  (c-1),  (c-2)  and  (c-3)  are  added to read as
    20  follows:
    21    (c) a description of the records or information relied upon to  calcu-
    22  late  any  such payments and adjustments, including the date of service,
    23  patient identification number, an  identification  of  the  service  for
    24  which  the  payment  is  made, the reimbursement paid by the health care
    25  plan for the service, and a description of how the provider can access a
    26  summary of such calculations and adjustments;
    27    (c-1) the permissible payment methods as check, direct deposit,  debit
    28  or  credit  card  or  online  payment  system,  provided the health care
    29  provider can access the payment in  full,  without  encumbrances,  costs
    30  charges,  or  fees,  including a fee for replacement of a lost or stolen
    31  check, under at least one payment method  offered  by  the  health  care
    32  plan;
    33    (c-2)  the  advance  written  consent of a provider to the health care
    34  plan for the method of payment and to directly pay or  deposit  payments
    35  in a bank or other financial institution of the provider's choosing;
    36    (c-3)  the  health  care  plan's  annual  obligation, beginning on the
    37  effective date of this paragraph and continuing every first  of  January
    38  thereafter,  to provide the health care provider with an updated payment
    39  rate schedule, including a description of any services bundled within  a
    40  single rate;
    41    §  4.  This  act shall take effect on the thirtieth day after it shall
    42  have become a law  and  shall  apply  to  all  contracts  entered  into,
    43  renewed, modified or amended on or after such effective date.
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