Bill Text: NY A08417 | 2021-2022 | General Assembly | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Requires the department of financial services to fulfill certain requirements to implement homeowner natural disaster preparedness, home safety and loss prevention courses, by issuing a request for proposal and acting on such requirements of part BB of chapter 54 of the laws of 2016.

Spectrum: Moderate Partisan Bill (Democrat 7-1)

Status: (Introduced - Dead) 2022-04-05 - print number 8417a [A08417 Detail]

Download: New_York-2021-A08417-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          8417

                               2021-2022 Regular Sessions

                   IN ASSEMBLY

                                    November 8, 2021
                                       ___________

        Introduced  by  M. of A. CRUZ -- read once and referred to the Committee
          on Insurance

        AN ACT to amend the insurance law,  in  relation  to  homeowner  natural
          disaster preparedness, home safety and loss prevention courses

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Subparagraphs 3 and 4 of paragraph (a) and paragraph (d) of
     2  subsection 5 of section 2346 of the insurance law, as added by section 2
     3  of part BB of chapter 54 of the laws of 2016, are  amended  to  read  as
     4  follows:
     5    (3)  "Homeowner  natural  disaster  preparedness, home safety and loss
     6  prevention course" means a natural disaster  preparedness,  home  safety
     7  and loss prevention course that has been submitted to the superintendent
     8  for  [their  information and review] approval by an applicant, and which
     9  has been approved by the superintendent, pursuant to  paragraph  (d)  of
    10  this  subsection.  Such course [may] shall provide useful information to
    11  participants on items including, but not limited to: courses  of  action
    12  that  can  be taken before, during and after the occurrence of a natural
    13  disaster, strategies to reduce  risk  exposure  to  insured  residential
    14  property  owners  and renters, and information about the installation of
    15  equipment, devices or other capital improvements to real property  which
    16  can  help  to eliminate or mitigate damage to real or personal property,
    17  personal injury or the loss of life caused  by  a  natural  disaster  or
    18  other insurable event or occurrence of a fire, theft, burglary, personal
    19  injury or property damage.
    20    (4)  "Applicant"  means  an  insurer,  or  any other person, agency or
    21  organization  which  submits  a  proposed  homeowner  natural   disaster
    22  preparedness,  home safety and loss prevention course to the superinten-
    23  dent for [their information and review] approval pursuant  to  paragraph
    24  (d)  of  this subsection, and who or which is prepared and able to offer
    25  such course to insureds upon the approval thereof.

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD13393-01-1
        A. 8417                             2

     1    (d) The superintendent may establish, by rule or otherwise,  standards
     2  or  guidelines  to  be  used  by  the  superintendent when reviewing the
     3  proposed homeowner natural disaster preparedness, home safety  and  loss
     4  prevention  courses.  Every such course submitted by an applicant to the
     5  superintendent  for  approval  must  be reviewed and shall be subject to
     6  approval by the superintendent.
     7    § 2. This act shall take effect on the first of January next  succeed-
     8  ing  the  date  on  which it shall have become a law; provided, however,
     9  that effective immediately, any actions necessary to be  taken  for  the
    10  implementation  of  the provisions of this act on its effective date are
    11  authorized to be completed on or before such effective date.