Bill Text: MI SB1230 | 2017-2018 | 99th Legislature | Introduced

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Bill Title: Insurance; health insurers; canceling coverage; prohibit if certain conditions are met. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406u.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2018-11-28 - Referred To Committee On Insurance [SB1230 Detail]

Download: Michigan-2017-SB1230-Introduced.html

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SENATE BILL No. 1230

 

 

November 28, 2018, Introduced by Senator EMMONS and referred to the Committee on Insurance.

 

 

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 3406u.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3406u. If an insurer issues a health insurance policy in

 

this state that initially provides a particular type of coverage

 

with a certain dollar limit for the insured, on renewal of the

 

health insurance policy, the insurer shall not discontinue coverage

 

for the particular type of coverage if all of the following apply:

 

     (a) The insured used the coverage.

 

     (b) The insured pays the policy premiums.

 

     (c) The insured has not committed fraud or misrepresentation

 

with respect to the policy.

 

     Enacting section 1. This amendatory act applies to health

 

insurance policies delivered, issued for delivery, or renewed in

 

this state before, on, or after the effective date of this

 

amendatory act.