Bill Text: IL SB2444 | 2017-2018 | 100th General Assembly | Introduced

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Bill Title: Amends the Illinois Insurance Code in an Article concerning accident and health insurance. Provides that benefits mandated by the Article do not apply to certain types of insurance policies (rather than specified provisions of the Article do not apply to short-term travel, disability income, long-term care, accident only, or limited or specified disease policies).

Spectrum: Bipartisan Bill

Status: (Failed) 2019-01-09 - Session Sine Die [SB2444 Detail]

Download: Illinois-2017-SB2444-Introduced.html

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100TH GENERAL ASSEMBLY State of Illinois 2017 and 2018 SB2444 Introduced 1/30/2018, by Sen. William R. Haine SYNOPSIS AS INTRODUCED:
215 ILCS 5/356z.16
Amends the Illinois Insurance Code in an Article concerning accident and health insurance. Provides that benefits mandated by the Article do not apply to certain types of insurance policies (rather than specified provisions of the Article do not apply to short-term travel, disability income, long-term care, accident only, or limited or specified disease policies).
LRB100 17206 SMS 32362 b
A BILL FOR
SB2444 LRB100 17206 SMS 32362 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Insurance Code is amended by
changing Section 356z.16 as follows:
(215 ILCS 5/356z.16)
Sec. 356z.16. Applicability of mandated benefits to
supplemental policies.
(a) Unless specified otherwise, the benefits mandated by
this Article do not apply to the following types of coverage:
(1) coverage only for accident or disability income
insurance, or any combination thereof;
(2) coverage issued as a supplement to liability
insurance;
(3) liability insurance, including general liability
insurance and automobile liability insurance;
(4) workers' compensation or similar insurance;
(5) automobile medical payment insurance;
(6) credit-only insurance;
(7) coverage for on-site medical clinics;
(8) benefits for medical care that are secondary or
incidental to other insurance benefits; or
(9) short-term, limited duration insurance.

SB2444 - 2 - LRB100 17206 SMS 32362 b
(b) Unless specified otherwise, the benefits mandated by
this Article do not apply to the following types of coverage if
offered separately:
(1) limited scope dental or vision benefits; or
(2) benefits for long-term care, nursing home care,
home health care, community-based care, or any combination
thereof.
(c) Unless specified otherwise, the benefits mandated by
this Article do not apply to the following types of coverage if
offered as independent, noncoordinated benefits:
(1) coverage only for a specified disease or illness;
or
(2) hospital indemnity or other fixed indemnity
insurance.
(d) Unless specified otherwise, the benefits mandated by
this Article do not apply to the following types of coverage if
offered as a separate insurance policy:
(1) Medicare supplemental policies (as defined under
42 U.S.C. 1395ss(g)(1));
(2) coverage supplemental to the coverage provided
under 10 U.S.C. Chapter 55; or
(3) similar supplemental coverage provided to coverage
under a group health plan.
Unless specified otherwise, the following Sections of the
Illinois Insurance Code do not apply to short-term travel,
disability income, long-term care, accident only, or limited or

SB2444 - 3 - LRB100 17206 SMS 32362 b
specified disease policies: 355b, 356b, 356c, 356d, 356g, 356k,
356m, 356n, 356p, 356q, 356r, 356t, 356u, 356w, 356x, 356z.1,
356z.2, 356z.4, 356z.5, 356z.6, 356z.8, 356z.12, 356z.14,
356z.19, 356z.21, 356z.25, 364.01, 367.2-5, and 367e.
(Source: P.A. 100-386, eff. 1-1-18.)