Bill Title: Amends the Consumer Installment Loan Act. Provides that in any lawsuit or arbitration to collect a debt, subject to the Act, it is an affirmative defense that the debt is or is partially coerced debt to the plaintiff and the court or arbitrator. Provides that a plaintiff has the burden to disprove the debtor's defense by a preponderance of the evidence. Defines "coerced debt".

Sponsorship: Slight Partisan Bill (Republican 8-3)

Status: (Passed) 2026-07-10 - Public Act . . . . . . . . . 104-0556 [HB4659 Detail]

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Bill Drafts

Revision	Date	Format	Source	View
Enrolled	2026-05-29	HTML/Text	Link	View
Engrossed	2026-04-16	HTML/Text	Link	View
Introduced	2026-01-28	HTML/Text	Link	View

Amendments

Amendment	Date	Disposition	Format	Source	View
Senate Amendment 001	2026-05-06	Proposed	HTML/Text	Link	View
House Amendment 001	2026-04-14	Proposed	HTML/Text	Link	View

Supplemental Documents

Title	Description	Date	Format	Source	View
No supplemental documents for Illinois HB4659 currently on file.