Bill Title: Amends the Consumer Installment Loan Act. Provides that in any lawsuit or arbitration to collect a debt, subject to the Act, it is an affirmative defense that the debt is or is partially coerced debt to the plaintiff and the court or arbitrator. Provides that a plaintiff has the burden to disprove the debtor's defense by a preponderance of the evidence. Defines "coerced debt".

Sponsorship: Slight Partisan Bill (Republican 8-3)

Status: (Passed) 2026-07-10 - Public Act . . . . . . . . . 104-0556 [HB4659 Detail]

Text: Latest bill text (Enrolled) [HTML]

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