Bill Amendment: IL HB4659 | 2025-2026 | 104th General Assembly

NOTE: For additional amemendments please see the Bill Drafting List

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Bill Title: DOMESTIC VIOL-COERCIVE CONTROL

Status: 2026-07-10 - Public Act . . . . . . . . . 104-0556 [HB4659 Detail]

Download: Illinois-2025-HB4659-House_Amendment_001.html

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Rep. Nicole La Ha

Filed: 4/14/2026

 

 

 

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AMENDMENT TO HOUSE BILL 4659
AMENDMENT NO. ______. Amend House Bill 4659 by replacing
everything after the enacting clause with the following:
"Section 5. The Consumer Installment Loan Act is amended
by adding Section 20.8 as follows:
(205 ILCS 670/20.8 new)
Sec. 20.8. Coerced debt.
(a) In this Section, "coerced debt" means any debt
incurred through a loan subject to this Act or a portion of the
debt, except for debt secured by real property, that was
incurred by the debtor because of fraud, duress, intimidation,
threat, force, coercion, undue influence, or the
non-consensual use of the debtor's personal identifying
information between family or household members, as defined in
Section 103 of the Illinois Domestic Violence Act of 1986, as a
result of abuse or exploitation, as defined in Section 103 of

10400HB4659ham001 - 2 - LRB104 17719 RLC 36745 a
the Illinois Domestic Violence Act of 1986, or due to human
trafficking, as defined in subsections (b), (c), and (d) of
Section 10-9 of the Criminal Code of 2012.
(b) In any lawsuit or arbitration to collect a debt,
subject to this Act, it is an affirmative defense that the debt
is or is partially coerced debt to the plaintiff and the court
or arbitrator.
(c) A plaintiff has the burden to disprove the debtor's
defense by a preponderance of the evidence.".