Bill Text: HI SB58 | 2010 | Regular Session | Amended

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Motor Vehicle Insurance

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Engrossed - Dead) 2009-05-11 - Carried over to 2010 Regular Session. [SB58 Detail]

Download: Hawaii-2010-SB58-Amended.html

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STAND. COM. REP. NO. 240

 

Honolulu, Hawaii

                  

 

RE:    S.B. No. 58

       S.D. 1

 

 

 

Honorable Colleen Hanabusa

President of the Senate

Twenty-Fifth State Legislature

Regular Session of 2009

State of Hawaii

 

Madam:

 

     Your Committee on Commerce and Consumer Protection, to which was referred S.B. No. 58 entitled:

 

"A BILL FOR AN ACT RELATING TO MOTOR VEHICLE INSURANCE,"

 

begs leave to report as follows:

 

     The purpose of this measure is to allow automobile insurers to exclude specified household members from coverage under an automobile insurance policy. 

 

     Your Committee received testimony in support of this measure from American Insurance Association, Geico, Property Casualty Insurers Association of America, and State Farm Insurance.  Testimony in opposition to this measure was received from the Hawaii Association for Justice and Hawaii Independent Insurance Agents Association.  The State Insurance Commissioner submitted comments.  Written testimony presented to the Committee may be reviewed on the Legislature's website.

 

     Your Committee finds that insurance policy in this State should have the goal of ensuring that drivers on Hawaii's roads are adequately insured.  Your Committee is concerned that there seems to be disagreement among insurers and consumer advocates as to whether this measure is likely to result in more or fewer uninsured drivers.  Further discussion on this measure is warranted. 

 

     Your Committee has amended this measure by:

 

     (1)  Adding the requirement that an excluded driver sign an acknowledgement of exclusion from the insurance policy;

 

     (2)  Limiting the application of provisions that allow the exclusion of designated persons from coverage under an insurance policy to policies for personal, noncommercial vehicles;

 

     (3)  Amending the effective date to July 1, 2015; and

 

     (4)  Adding a sunset date of June 30, 2020.

 

     As affirmed by the record of votes of the members of your Committee on Commerce and Consumer Protection that is attached to this report, your Committee is in accord with the intent and purpose of S.B. No. 58, as amended herein, and recommends that it pass Second Reading in the form attached hereto as S.B. No. 58, S.D. 1, and be referred to the Committee on Judiciary and Government Operations.

 

Respectfully submitted on behalf of the members of the Committee on Commerce and Consumer Protection,

 

		____________________________ ROSALYN H. BAKER, Chair