| IL | HB4659 | Pass | Amends the Consumer Installment Loan Act. Provides that in any lawsuit or arbitration to collect a debt, subject to the Act, it is an affirmative defense that the debt is or is partially coerced debt to the plaintiff and the court or arbitrator. Prov... [Detail][Text][Discuss] | 2026-07-10 Public Act . . . . . . . . . 104-0556 |
| IL | SB3731 | Enroll
Sine Die | Creates the First 2026 General Revisory Act. Combines multiple versions of Sections amended by more than one Public Act. Renumbers Sections of various Acts to eliminate duplication. Corrects obsolete cross-references and technical errors. Makes styli... [Detail][Text][Discuss] | 2026-06-29 Sent to the Governor |
| IL | HB5384 | Pass | Amends the Currency Exchange Act. Removes provisions requiring the Secretary of Financial and Professional Regulation to investigate a currency exchange business at least once in each year and to review and report on the cost of operation of the Curr... [Detail][Text][Discuss] | 2026-06-26 Public Act . . . . . . . . . 104-0520 |
| IL | SB3903 | Intro
Sine Die | Amends the Currency Exchange Act. Removes provisions requiring the Secretary of Financial and Professional Regulation to investigate a currency exchange business at least once in each year and to review and report on the cost of operation of the Curr... [Detail][Text][Discuss] | 2026-04-17 To Senate Assignments Committee |
| IL | HB5262 | Intro
Sine Die | Amends the Consumer Installment Loan Act. In provisions concerning consumer reporting service, changes the definition of "title-secured loan" to specify that the length of a title-secured loan is less than 12 months. Provides that licensees that do n... [Detail][Text][Discuss] | 2026-03-27 To House Rules Committee |
| IL | SB1537 | Pass | Amends the Student Loan Servicing Rights Act. Creates within the Act an Article concerning educational income share agreements. Contains provisions concerning: monthly payment affordability; maximum annual percentage rates; limits on the duration of ... [Detail][Text][Discuss] | 2025-08-15 Public Act . . . . . . . . . 104-0383 |
| IL | HB2850 | Intro
Sine Die | Amends the Student Loan Servicing Rights Act. Creates within the Act an Article concerning educational income share agreements. Contains provisions concerning: monthly payment affordability; maximum annual percentage rates; limits on the duration of ... [Detail][Text][Discuss] | 2025-04-11 To House Rules Committee |
| IL | HB3634 | Intro
Sine Die | Amends the Consumer Installment Loan Act. Provides that the certified database provider shall indemnify the licensee against all claims and actions arising from illegal or willful or wanton acts on the part of the certified database provider. The cer... [Detail][Text][Discuss] | 2025-03-21 To House Rules Committee |
| IL | SB1512 | Intro
Sine Die | Creates the Consumer Financial Protection Law. Creates the Financial Protection Fund. Sets forth provisions concerning findings and purpose, exemptions, administration of the provisions, funds, supervision, registration requirements, consumer protect... [Detail][Text][Discuss] | 2025-03-19 To Senate Assignments Committee |
| IL | HB3478 | Intro
Sine Die | Amends the Consumer Installment Loan Act. Provides that a certified database provider may charge a fee not to exceed the lesser of $5 or 0.1% of the loan principal (rather than $1) for each loan entered into the certified database. [Detail][Text][Discuss] | 2025-02-18 To House Rules Committee |
| IL | HB3455 | Intro
Sine Die | Amends the Consumer Installment Loan Act. In provisions concerning an charges permitted, provides that the annual percentage rate shall be calculated using the system for calculating the annual percentage rate under the federal Truth in Lending Act (... [Detail][Text][Discuss] | 2025-02-18 To House Rules Committee |
| IL | SB2479 | Intro
Sine Die | Amends the Consumer Installment Loan Act. Provides that the certified database provider shall indemnify the licensee against all claims and actions arising from illegal or willful or wanton acts on the part of the certified database provider. The cer... [Detail][Text][Discuss] | 2025-02-07 To Senate Assignments Committee |
| IL | SB1853 | Intro
Sine Die | Amends the Consumer Installment Loan Act. In provisions concerning an charges permitted, provides that the annual percentage rate shall be calculated using the system for calculating the annual percentage rate under the federal Truth in Lending Act (... [Detail][Text][Discuss] | 2025-02-06 To Senate Assignments Committee |