US Congress House Bill 769 (Prior Session Legislation)

---

Spectrum: Partisan Bill (Democrat 21-0)
Status: Introduced on February 17 2011 - 25% progression, died in committee
Action: 2011-04-04 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Pending: House Subcommittee on Financial Institutions and Consumer Credit Committee
Text: Latest bill text (Introduced) [PDF]

Fair Access to Credit Scores Act of 2011 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report). Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file. Directs the Comptroller General to study bankruptcy risk scores used by consumer reporting agencies, including an analysis of: (1) the factors used to determine such scores; (2) how bankruptcy risk scores impact the ability of consumers to receive loans; and (3) actions that consumers can take to improve such scores.

Fair Access to Credit Scores Act of 2011

Rep. Steve Cohen [D-TN]	Rep. Howard Berman [D-CA]	Rep. Madeleine Bordallo [D-GU]	Rep. Elijah Cummings [D-MD]
Rep. Michael Honda [D-CA]	Rep. Jesse Jackson [D-IL]	Rep. Henry Johnson [D-GA]	Rep. Marcy Kaptur [D-OH]
Rep. Nita Lowey [D-NY]	Rep. Jim McDermott [D-WA]	Rep. Eleanor Norton [D-DC]	Rep. Bill Pascrell [D-NJ]
Rep. Chellie Pingree [D-ME]	Rep. Charles Rangel [D-NY]	Rep. Laura Richardson [D-CA]	Rep. Steven Rothman [D-NJ]
Rep. Janice Schakowsky [D-IL]	Rep. Albio Sires [D-NJ]	Rep. John Tierney [D-MA]	Rep. Niki Tsongas [D-MA]
Rep. Peter Visclosky [D-IN]

Date	Chamber	Action
2011-04-04	House	Referred to the Subcommittee on Financial Institutions and Consumer Credit.
2011-02-17	House	Referred to the House Committee on Financial Services.

Type	Source
Summary	https://www.congress.gov/bill/112th-congress/house-bill/769/all-info
Text	https://www.congress.gov/112/bills/hr769/BILLS-112hr769ih.pdf