US Congress House Bill 435 (Prior Session Legislation)

---

Spectrum: Slight Partisan Bill (Democrat 20-11)
Status: Engrossed on June 26 2018 - 50% progression, died in committee
Action: 2018-06-26 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Engrossed) [PDF]

The Credit Access and Inclusion Act of 2017 (Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting.

The Credit Access and Inclusion Act of 2017

Rep. Keith Ellison [D-MN]	Rep. Robert Pittenger [R-NC]	Rep. Carolyn Maloney [D-NY]	Rep. Sean Duffy [R-WI]
Rep. Al Green [D-TX]	Rep. Steve Stivers [R-OH]	Rep. Gregory Meeks [D-NY]	Rep. Mia Love [R-UT]
Rep. Michael Capuano [D-MA]	Rep. James Renacci [R-OH]	Rep. Gwen Moore [D-WI]	Rep. Walter Jones [R-NC]
Rep. John Conyers [D-MI]	Rep. Raul Grijalva [D-AZ]	Rep. Janice Schakowsky [D-IL]	Rep. Charlie Crist [D-FL]
Rep. Steve Cohen [D-TN]	Rep. Vicente Gonzalez [D-TX]	Rep. Scott Tipton [R-CO]	Rep. Garland Barr [R-KY]
Rep. Dennis Ross [R-FL]	Rep. Jamie Raskin [D-MD]	Rep. Jerry McNerney [D-CA]	Rep. Eleanor Norton [D-DC]
Rep. Edward Royce [R-CA]	Rep. Lisa Rochester [D-DE]	Rep. Eddie Johnson [D-TX]	Rep. David Cicilline [D-RI]
Rep. Bonnie Coleman [D-NJ]	Rep. Sanford Bishop [D-GA]	Rep. Luke Messer [R-IN]

Date	Chamber	Action
2018-06-26	Senate	Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2018-06-25	House	Motion to reconsider laid on the table Agreed to without objection.
2018-06-25	House	On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587)
2018-06-25	House	DEBATE - The House proceeded with forty minutes of debate on H.R. 435.
2018-06-25	House	Considered under suspension of the rules. (consideration: CR H5586-5587)
2018-06-25	House	Mr. Hill moved to suspend the rules and pass the bill, as amended.
2018-02-16	House	Placed on the Union Calendar, Calendar No. 429.
2018-02-16	House	Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568.
2017-12-13	House	Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0.
2017-12-13	House	Committee Consideration and Mark-up Session Held.
2017-12-12	House	Committee Consideration and Mark-up Session Held.
2017-01-11	House	Referred to the House Committee on Financial Services.
2017-01-11	House	Introduced in House

HB5078 (Related) 2018-02-28 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB3040 (Related) 2018-07-12 - Committee on Banking, Housing, and Urban Affairs. Hearings held.
HB6147 (Related) 2018-09-07 - Message on Senate action sent to the House.
SB488 (Related) 2018-07-18 - Message on House action received in Senate and at desk: House amendments to Senate bill.

Type	Source
Summary	https://www.congress.gov/bill/115th-congress/house-bill/435/all-info
Text	https://www.congress.gov/115/bills/hr435/BILLS-115hr435ih.pdf
Text	https://www.congress.gov/115/bills/hr435/BILLS-115hr435rh.pdf
Text	https://www.congress.gov/115/bills/hr435/BILLS-115hr435eh.pdf