Bill Text: TX SB189 | 2015-2016 | 84th Legislature | Enrolled
Bill Title: Relating to certain practices in the business of personal automobile insurance.
Spectrum: Partisan Bill (Democrat 3-0)
Status: (Passed) 2015-06-19 - Effective on 9/1/15 [SB189 Detail]
Download: Texas-2015-SB189-Enrolled.html
S.B. No. 189 |
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relating to certain practices in the business of personal | ||
automobile insurance. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Section 544.552, Insurance Code, is amended to | ||
read as follows: | ||
Sec. 544.552. APPLICABILITY. This subchapter applies only | ||
to: | ||
(1) a standard fire, homeowners, or farm and ranch | ||
owners insurance policy; or | ||
(2) a personal automobile insurance policy, including | ||
a policy written by a county mutual insurance company. | ||
SECTION 2. Section 551.113(a), Insurance Code, is amended | ||
to read as follows: | ||
(a) This section applies only to: | ||
(1) a standard fire, homeowners, or farm and ranch | ||
owners insurance policy; or | ||
(2) a personal automobile insurance policy. | ||
SECTION 3. Section 912.002(b), Insurance Code, is amended | ||
to read as follows: | ||
(b) A county mutual insurance company is subject to: | ||
(1) Sections 38.001, 401.051, 401.052, | ||
401.054-401.062, 401.151, 401.152, 401.155, 401.156, 501.159, | ||
501.202, 501.203, 822.204, 1806.001, 1806.101, 1806.103(b), | ||
1806.104-1806.107, 1953.051(b), 2002.002, and 2002.005; | ||
(2) Subchapter A, Chapter 86; | ||
(3) Subchapter A, Chapter 401; | ||
(4) the provisions of Subchapter B, Chapter 424, other | ||
than Sections 424.052, 424.072, and 424.073; | ||
(5) Chapters 221, 251, 252, 254, 541, and 2210; and | ||
(6) Articles 5.39 and 5.40. | ||
SECTION 4. Section 1953.051, Insurance Code, is amended to | ||
read as follows: | ||
Sec. 1953.051. CERTAIN RATING PLANS PROHIBITED. (a) A | ||
rating plan regarding the writing of automobile insurance, other | ||
than insurance written under Chapter 2151, may not: | ||
(1) assign a rate consequence to a charge or | ||
conviction for a violation of Subtitle C, Title 7, Transportation | ||
Code; or | ||
(2) otherwise cause premiums for automobile insurance | ||
to be increased because of a charge or conviction described by | ||
Subdivision (1). | ||
(b) A rating plan regarding the writing of personal | ||
automobile insurance may not: | ||
(1) assign a rate consequence solely to: | ||
(A) a consumer inquiry, as defined by Section | ||
544.551, made by an applicant or insured; or | ||
(B) a claim filed by an insured under a personal | ||
automobile insurance policy that is not paid or payable under the | ||
policy; or | ||
(2) otherwise cause premiums for personal automobile | ||
insurance to be increased solely because of an inquiry or claim | ||
described by Subdivision (1). | ||
SECTION 5. This Act applies only to an insurance policy that | ||
is delivered, issued for delivery, or renewed on or after the | ||
effective date of this Act. A policy delivered, issued for | ||
delivery, or renewed before the effective date of this Act is | ||
governed by the law as it existed immediately before the effective | ||
date of this Act, and that law is continued in effect for that | ||
purpose. | ||
SECTION 6. This Act takes effect September 1, 2015. | ||
______________________________ | ______________________________ | |
President of the Senate | Speaker of the House | |
I hereby certify that S.B. No. 189 passed the Senate on | ||
April 7, 2015, by the following vote: Yeas 28, Nays 3. | ||
______________________________ | ||
Secretary of the Senate | ||
I hereby certify that S.B. No. 189 passed the House on | ||
May 27, 2015, by the following vote: Yeas 135, Nays 9, two | ||
present not voting. | ||
______________________________ | ||
Chief Clerk of the House | ||
Approved: | ||
______________________________ | ||
Date | ||
______________________________ | ||
Governor |