Bill Text: TX HB318 | 2015-2016 | 84th Legislature | Introduced


Bill Title: Relating to named driver insurance policies and certain related exclusions.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced) 2015-02-11 - Referred to Insurance [HB318 Detail]

Download: Texas-2015-HB318-Introduced.html
 
 
  By: Keough H.B. No. 318
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to named driver insurance policies and certain related
  exclusions.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Chapter 1952, Insurance Code, is amended by
  adding Subchapter H to read as follows:
  SUBCHAPTER H. NAMED DRIVER POLICIES
         Sec. 1952.351.  DEFINITIONS.  In this subchapter:
               (1)  "Named driver exclusion" means a provision or
  endorsement of an automobile insurance policy that excludes named
  drivers from coverage under the policy.
               (2)  "Named driver policy" means an automobile
  insurance policy that provides coverage only for drivers
  specifically named on the policy and not for individuals residing
  in a named insured's household. The term includes an automobile
  insurance policy that has been endorsed to provide coverage only
  for drivers specifically named on the policy.
         Sec. 1952.352.  APPLICABILITY.  This subchapter applies to
  an insurer writing automobile insurance in this state, including an
  insurance company, corporation, reciprocal or interinsurance
  exchange, mutual insurance company, capital stock company,
  association, county mutual insurance company, a Lloyd's plan, and
  any other insurer.
         Sec. 1952.353.  NAMED DRIVER POLICIES PROHIBITED.  (a)  An
  insurer may not deliver, issue for delivery, or renew a named driver
  policy.
         SECTION 2.  Section 912.152(a), Insurance Code, is amended
  to read as follows:
         (a)  A county mutual insurance company is subject to:
               (1)  Sections 1952.051-1952.055;
               (2)  Subchapter H, Chapter 1952;
               (3) [(2)]  Subchapter B, Chapter 2002;
               (4) [(3)]  Chapter 2301; and
               (5) [(4)]   Articles 5.06 and 5.35.
         SECTION 3.  Section 1952.001, Insurance Code, is amended to
  read as follows:
         Sec. 1952.001.  APPLICABILITY OF CHAPTER.  Except as
  provided by Sections [Section] 1952.201 and 1952.352, this chapter
  applies to an insurer writing automobile insurance in this state,
  including an insurance company, corporation, reciprocal or
  interinsurance exchange, mutual insurance company, association,
  Lloyd's plan, or other insurer.
         SECTION 4.  The change in law made by this Act applies only
  to an insurance policy that is delivered, issued for delivery, or
  renewed on or after January 1, 2016. A policy delivered, issued for
  delivery, or renewed before January 1, 2016, is governed by the law
  as it existed immediately before the effective date of this Act, and
  that law is continued in effect for that purpose.
         SECTION 5.  This Act takes effect September 1, 2015.
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