Bill Text: NY S07263 | 2021-2022 | General Assembly | Amended


Bill Title: Requires health insurers to provide an insurer or subscriber who is a victim of domestic violence, upon request of such insurer or subscriber, with the option to designate alternative contact information for the purpose of receiving specific claim information or for specific billing purposes.

Spectrum: Slight Partisan Bill (Republican 2-1)

Status: (Passed) 2022-10-18 - SIGNED CHAP.579 [S07263 Detail]

Download: New_York-2021-S07263-Amended.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                         7263--A
            Cal. No. 1086

                               2021-2022 Regular Sessions

                    IN SENATE

                                      June 28, 2021
                                       ___________

        Introduced  by  Sens.  LIU,  MATTERA,  SERINO  -- read twice and ordered
          printed, and when printed to be committed to the Committee on Rules --
          recommitted to the Committee on Insurance in  accordance  with  Senate
          Rule  6,  sec. 8 -- reported favorably from said committee, ordered to
          first and second report, ordered  to  a  third  reading,  amended  and
          ordered reprinted, retaining its place in the order of third reading

        AN  ACT  to  amend the insurance law, in relation to allowing victims of
          domestic violence the opportunity to designate  an  alternate  address
          for health insurance claims or billing purposes

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1.  Subsections (f) and (g) of section 2612 of  the  insurance
     2  law,  subsection  (f)  as amended by chapter 246 of the laws of 2005 and
     3  subsection (g) as added by chapter 361 of the laws of 2006, are  amended
     4  to read as follows:
     5    (f)  If  any  person  covered by an insurance policy issued to another
     6  person as the policyholder delivers to the insurer that issued the poli-
     7  cy, at its home office, a valid order of protection against the  policy-
     8  holder,  issued  by a court of competent jurisdiction in this state, or,
     9  except where the insurance policy was issued  by  a  health  insurer  as
    10  defined  in  subparagraph (B) of paragraph (1) of subsection (h) of this
    11  section, a request to designate an alternative  mailing  address,  tele-
    12  phone  number  or  method  of contact for the purpose of receiving claim
    13  related information if the person states that disclosure of all or  part
    14  of  the claim related information could endanger the person, the insurer
    15  shall be prohibited for the duration of the order, or until the  request
    16  designating  an  alternative  mailing address, telephone number or other
    17  method of contact is cancelled by the requesting person in writing, from
    18  disclosing to the policyholder the address [and], telephone number  [of]
    19  or  other  method  of contact for the insured, or [of] for any person or
    20  entity providing covered services to the insured, any personally identi-

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD06979-02-2

        S. 7263--A                          2

     1  fying information of the insured, or the nature of the covered  services
     2  provided  to  the  insured,  or  from  mailing, delivering, or otherwise
     3  providing claim related information to any  mailing  address,  telephone
     4  number,  or  other method of contact  other than  as  designated  by the
     5  requesting person pursuant to this  subsection.    If  a  child  is  the
     6  covered person, the right established by this subsection may be asserted
     7  by,  and  shall  also extend to, the parent or guardian of the child. An
     8  insurer may require a person making a request to designate  an  alterna-
     9  tive mailing address, telephone number or other method of contact pursu-
    10  ant  to  this subsection to: make the request in writing; include in the
    11  request a statement that disclosure of all or part of the claim  related
    12  information  to  which the request pertains could endanger the person or
    13  child; and specify an alternative mailing address, telephone number,  or
    14  other  method  of  contact.   For the purpose of this subsection, "claim
    15  related information" means all claim  or  billing  information  relating
    16  specifically  to  an  insured  or  person covered by an insurance policy
    17  issued by an insurer other than a health insurer as defined in  subpara-
    18  graph (B) of paragraph (1) of subsection (h) of this section. The super-
    19  intendent,  in  consultation  with  the  commissioner  of health and the
    20  office of children and family services and the office for the prevention
    21  of domestic violence, shall promulgate rules to guide and enable  insur-
    22  ers  to  guard  against the disclosure of the address and location of an
    23  insured who is a victim of domestic violence.
    24    (g) If any person covered by a group insurance policy delivers to  the
    25  insurer that issued the policy, at its home office, (i) a valid order of
    26  protection against another person covered by the group policy, issued by
    27  a  court  of  competent jurisdiction in this state, or, except where the
    28  insurance policy was issued by a health insurer as defined  in  subpara-
    29  graph (B) of paragraph (1) of subsection (h) of this section, a  request
    30  to  designate   an   alternative   mailing  address, telephone number or
    31  other method of contact for  the  purpose  of  receiving  claim  related
    32  information  if  the person states that disclosure of all or part of the
    33  claim related information could endanger the person, the  insurer  shall
    34  be prohibited for the duration of the order, or until the request desig-
    35  nating an alternative  mailing address, telephone number or other method
    36  of  contact is   cancelled   by the requesting  person  in writing, from
    37  disclosing to the person against whom [the] a valid order of  protection
    38  was  issued  the address [and], telephone number [of] or other method of
    39  contact for the insured person covered by the  order  of  protection  or
    40  [of]  for any person or entity providing covered services to the insured
    41  person covered by the order of protection,  any  personally  identifying
    42  information  of  the  insured,  or  the  nature  of the covered services
    43  provided to the insured,  or  from  mailing,  delivering,  or  otherwise
    44  providing  claim  related  information to any mailing address, telephone
    45  number, or other method of contact  other than  as  designated   by  the
    46  requesting person pursuant to this subsection. If a child is the covered
    47  person, the right established by this subsection may be asserted by, and
    48  shall  also  extend  to, the parent or guardian of the child. An insurer
    49  may require a person making a request to designate an alternative  mail-
    50  ing  address,  telephone  number  or other method of contact pursuant to
    51  this subsection to: make the request in writing; include in the  request
    52  a statement that disclosure of all or part of the claim related informa-
    53  tion  to  which the request pertains could endanger the person or child;
    54  and specify an alternative mailing address, telephone number,  or  other
    55  method  of contact.   For the purpose of this subsection, "claim related
    56  information" means all claim or  billing  information  relating  specif-

        S. 7263--A                          3

     1  ically  to an insured or person covered by an insurance policy issued by
     2  an insurer other than a health insurer as defined in subparagraph (B) of
     3  paragraph (1) of subsection (h) of this section. The superintendent,  in
     4  consultation with the commissioner of health, the office of children and
     5  family  services and the office for the prevention of domestic violence,
     6  shall promulgate rules to guide and enable insurers to guard against the
     7  disclosure of the address and location of an insured who is a victim  of
     8  domestic violence.
     9    §  2. This act shall take effect on the first of January next succeed-
    10  ing the date on which it shall have become a law.
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