Bill Text: NY S06055 | 2011-2012 | General Assembly | Introduced


Bill Title: Relates to coverage for oral chemotherapy.

Spectrum: Slight Partisan Bill (Democrat 2-1)

Status: (Introduced - Dead) 2012-02-06 - SUBSTITUTED BY A8906 [S06055 Detail]

Download: New_York-2011-S06055-Introduced.html
                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         6055
                                   I N  S E N A T E
                                      (PREFILED)
                                    January 4, 2012
                                      ___________
       Introduced  by  Sen.  LANZA  -- read twice and ordered printed, and when
         printed to be committed to the Committee on Insurance
       AN ACT to amend the insurance law,  in  relation  to  coverage  of  oral
         chemotherapy treatment
         THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1. Paragraph 12-a of subsection (i) of  section  3216  of  the
    2  insurance  law,  as added by chapter 559 of the laws of 2011, is amended
    3  to read as follows:
    4    (12-a) (A) Every policy delivered or issued for delivery in this state
    5  that provides medical,  major  medical,  or  similar  comprehensive-type
    6  coverage and provides coverage for prescription drugs and also [provide]
    7  PROVIDES coverage for cancer chemotherapy treatment shall provide cover-
    8  age  for  [a]  prescribed,  orally  administered anticancer [medication]
    9  MEDICATIONS used to kill or slow the  growth  of  cancerous  cells  [and
   10  shall  apply  the lower cost sharing of either (i) anticancer medication
   11  under the prescription drug benefit  or  (ii)].  SUCH  COVERAGE  MAY  BE
   12  SUBJECT  TO  CO-PAYS,  COINSURANCE  OR  DEDUCTIBLES,  PROVIDED  THAT THE
   13  CO-PAYS, COINSURANCE OR DEDUCTIBLES ARE AT  LEAST  AS  FAVORABLE  TO  AN
   14  INSURED  AS THE CO-PAYS, COINSURANCE OR DEDUCTIBLES THAT APPLY TO COVER-
   15  AGE  FOR  intravenous  or  injected  anticancer  medications.  [For  the
   16  purposes  of  this section "cost sharing" shall include co-pays, coinsu-
   17  rance, and deductibles as deemed appropriate by the superintendent.]
   18    (B) An insurer providing coverage under this paragraph and any partic-
   19  ipating entity through which the insurer offers  health  services  shall
   20  not:
   21    (i) vary the terms of the policy for the purpose or with the effect of
   22  avoiding compliance with this paragraph;
   23    (ii) provide incentives (monetary or otherwise) to encourage a covered
   24  person  to accept less than the minimum protections available under this
   25  paragraph;
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD13718-01-1
       S. 6055                             2
    1    (iii) penalize in any way or reduce or limit  the  compensation  of  a
    2  health care practitioner for recommending or providing care to a covered
    3  person in accordance with this paragraph;
    4    (iv) provide incentives (monetary or otherwise) to a health care prac-
    5  titioner  relating  to  the services provided pursuant to this paragraph
    6  intended to induce or have the effect of inducing such  practitioner  to
    7  provide  care  to  a  covered  person in a manner inconsistent with this
    8  paragraph; or
    9    (v) achieve compliance with this paragraph by imposing an increase  in
   10  cost sharing for an intravenous or injected anticancer medication.
   11    S 2. Paragraph 12-a of subsection (1) of section 3221 of the insurance
   12  law,  as added by chapter 559 of the laws of 2011, is amended to read as
   13  follows:
   14    (12-a) (A) Every policy delivered or issued for delivery in this state
   15  that provides medical,  major  medical,  or  similar  comprehensive-type
   16  coverage  and provides coverage for prescription drugs and also provides
   17  coverage for cancer chemotherapy treatment shall  provide  coverage  for
   18  [a]  prescribed, orally administered anticancer [medication] MEDICATIONS
   19  used to kill or slow the growth of cancerous cells [and shall apply  the
   20  lower  cost  sharing  of  either  (i)  anticancer  medication  under the
   21  prescription drug benefit or (ii)].   SUCH COVERAGE MAY  BE  SUBJECT  TO
   22  CO-PAYS,  COINSURANCE OR DEDUCTIBLES, PROVIDED THAT THE CO-PAYS, COINSU-
   23  RANCE OR DEDUCTIBLES ARE AT LEAST AS FAVORABLE  TO  AN  INSURED  AS  THE
   24  CO-PAYS,  COINSURANCE OR DEDUCTIBLES THAT APPLY TO COVERAGE FOR intrave-
   25  nous or injected anticancer  medications.  [For  the  purposes  of  this
   26  section  "cost  sharing" shall include co-pays, coinsurance, and deduct-
   27  ibles as deemed appropriate by the superintendent.]
   28    (B) An insurer providing coverage under this paragraph and any partic-
   29  ipating entity through which the insurer offers  health  services  shall
   30  not:
   31    (i) vary the terms of the policy for the purpose or with the effect of
   32  avoiding compliance with this paragraph;
   33    (ii) provide incentives (monetary or otherwise) to encourage a covered
   34  person  to accept less than the minimum protections available under this
   35  paragraph;
   36    (iii) penalize in any way or reduce or limit  the  compensation  of  a
   37  health care practitioner for recommending or providing care to a covered
   38  person in accordance with this paragraph;
   39    (iv) provide incentives (monetary or otherwise) to a health care prac-
   40  titioner  relating  to  the services provided pursuant to this paragraph
   41  intended to induce or have the effect of inducing such  practitioner  to
   42  provide  care  to  a  covered  person in a manner inconsistent with this
   43  paragraph; or
   44    (v) achieve compliance with this paragraph by imposing an increase  in
   45  cost sharing for an intravenous or injected anticancer medication.
   46    S  3.  Subsection (q-1) of section 4303 of the insurance law, as added
   47  by chapter 559 of the laws of 2011, is amended to read as follows:
   48    (q-1) (1) Every [policy] CONTRACT issued by a medical  expense  indem-
   49  nity  corporation,  a  hospital  service corporation or a health service
   50  corporation for delivery in this  state  that  provides  medical,  major
   51  medical or similar comprehensive-type coverage and provides coverage for
   52  prescription  drugs  and for cancer chemotherapy treatment shall provide
   53  coverage for [a] prescribed, orally administered anticancer [medication]
   54  MEDICATIONS used to kill or slow the  growth  of  cancerous  cells  [and
   55  shall  apply  the lower cost sharing of either (A) anticancer medication
   56  under the prescription drug  benefit  or  (B)].  SUCH  COVERAGE  MAY  BE
       S. 6055                             3
    1  SUBJECT  TO  CO-PAYS,  COINSURANCE  OR  DEDUCTIBLES,  PROVIDED  THAT THE
    2  CO-PAYS, COINSURANCE OR DEDUCTIBLES ARE AT  LEAST  AS  FAVORABLE  TO  AN
    3  INSURED  AS THE CO-PAYS, COINSURANCE OR DEDUCTIBLES THAT APPLY TO COVER-
    4  AGE  FOR  intravenous  or  injected  anticancer  medications.  [For  the
    5  purposes of this section "cost sharing" shall include co-payments, coin-
    6  surance, and deductibles as deemed appropriate by the superintendent.]
    7    (2) An insurer providing coverage under this paragraph and any partic-
    8  ipating entity through which the insurer offers  health  services  shall
    9  not:
   10    (A)  vary  the  terms of the [policy] CONTRACT for the purpose or with
   11  the effect of avoiding compliance with this paragraph;
   12    (B) provide incentives (monetary or otherwise) to encourage a  covered
   13  person  to accept less than the minimum protections available under this
   14  paragraph;
   15    (C) penalize in any way or reduce  or  limit  the  compensation  of  a
   16  health care practitioner for recommending or providing care to a covered
   17  person in accordance with this paragraph;
   18    (D)  provide incentives (monetary or otherwise) to a health care prac-
   19  titioner relating to the services provided pursuant  to  this  paragraph
   20  intended  to  induce or have the effect of inducing such practitioner to
   21  provide care to a covered person in  a  manner  inconsistent  with  this
   22  paragraph; or
   23    (E)  achieve compliance with this paragraph by imposing an increase in
   24  cost sharing for an intravenous or injected anticancer medication.
   25    S 4. This act shall take effect on the  same  date  and  in  the  same
   26  manner as chapter 559 of the laws of 2011, takes effect.
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