Bill Text: NY A01921 | 2011-2012 | General Assembly | Introduced

New York Assembly Bill 1921 (Prior Session Legislation)

NY State Legislature page for A01921

Introduced

Bill Title: Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

Spectrum: Moderate Partisan Bill (Democrat 6-1)

Status: (Engrossed - Dead) 2012-02-09 - advanced to third reading cal.333 [A01921 Detail]

Download: New_York-2011-A01921-Introduced.html

                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         1921
                              2011-2012 Regular Sessions
                                 I N  A S S E M B L Y
                                   January 12, 2011
                                      ___________
       Introduced  by  M.  of A. PEOPLES-STOKES, P. RIVERA, SCHROEDER -- Multi-
         Sponsored by -- M. of A.   WRIGHT -- read once  and  referred  to  the
         Committee on Insurance
       AN  ACT  to amend the insurance law, in relation to discrimination based
         on inquiries
         THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section  1.  The insurance law is amended by adding a new section 2616
    2  to read as follows:
    3    S 2616. DISCRIMINATION BASED ON INQUIRIES. (A) NO INSURER SHALL REPORT
    4  TO AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT COLLECTS AND  MAIN-
    5  TAINS  CLAIMS HISTORY REPORTS FROM INSURERS, ANY INQUIRY ABOUT A POLICY,
    6  INCLUDING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED UNDER A  HOME-
    7  OWNERS',  PERSONAL  LINES  FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE
    8  POLICY.
    9    (B) NO INSURER SHALL REFUSE TO ISSUE OR RENEW A HOMEOWNERS',  PERSONAL
   10  LINES  FIRE,  OR  NON-BUSINESS MOTOR VEHICLE INSURANCE POLICY, IMPOSE OR
   11  OFFER A HIGHER RATE OR PREMIUM FOR ANY SUCH POLICY, OR ASSIGN TO A  MORE
   12  EXPENSIVE  AFFILIATE,  RATING  TIER OR CATEGORY, AN INSURED OR APPLICANT
   13  FOR ANY SUCH POLICY ON THE BASIS OF ANY INQUIRY ABOUT A POLICY,  INCLUD-
   14  ING  ANY  INQUIRY  IN WHICH LOSS OR DAMAGE IS REVEALED TO THE INSURER OR
   15  ANY PREVIOUS INSURERS, OR ON THE BASIS OF ANY SUCH INQUIRY  REPORTED  TO
   16  OR  RECORDED  BY  AN  INSURANCE  SUPPORT  ORGANIZATION  OR  COMPANY THAT
   17  COLLECTS AND MAINTAINS CLAIMS HISTORY REPORTS FROM INSURERS.
   18    S 2. This act shall take effect on the thirtieth day  after  it  shall
   19  have become a law.
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD04715-01-1