Bill Text: NY A01378 | 2017-2018 | General Assembly | Introduced
Bill Title: Enacts the "comprehensive contraception coverage act" to provide insurance coverage for FDA-approved contraceptive drugs, devices and products.
Spectrum: Partisan Bill (Democrat 40-0)
Status: (Engrossed - Dead) 2018-01-03 - ordered to third reading cal.97 [A01378 Detail]
Download: New_York-2017-A01378-Introduced.html
STATE OF NEW YORK ________________________________________________________________________ 1378 2017-2018 Regular Sessions IN ASSEMBLY January 11, 2017 ___________ Introduced by M. of A. CAHILL, SEAWRIGHT, ROSENTHAL, GLICK, JENNE, JAFFEE, SIMOTAS, GOTTFRIED, BARRON, BLAKE, BARRETT, MAGNARELLI, BRON- SON, LAVINE -- Multi-Sponsored by -- M. of A. BRAUNSTEIN, COOK, FARRELL, HOOPER, LIFTON, LUPARDO, MOSLEY, ROZIC, THIELE, TITUS -- (at request of the Department of Law) -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, the social services law, the educa- tion law and the public health law, in relation to requiring health insurance policies to include coverage of all FDA-approved contracep- tive drugs, devices, and products, as well as voluntary sterilization procedures, contraceptive education and counseling, and related follow up services and prohibiting a health insurance policy from imposing any cost-sharing requirements or other restrictions or delays with respect to this coverage The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. This act shall be known and may be cited as the "comprehen- 2 sive contraception coverage act". 3 § 2. Paragraph 16 of subsection (l) of section 3221 of the insurance 4 law, as added by chapter 554 of the laws of 2002, is amended to read as 5 follows: 6 (16) (A) Every group or blanket policy [which provides coverage for7prescription drugs shall include coverage for the cost of contraceptive8drugs or devices approved by the federal food and drug administration or9generic equivalents approved as substitutes by such food and drug admin-10istration under the prescription of a health care provider legally11authorized to prescribe under title eight of the education law. The12coverage required by this section shall be included in policies and13certificates only through the addition of a rider.EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD06579-01-7A. 1378 2 1(A)] that is issued, amended, renewed, effective or delivered on or 2 after January first, two thousand eighteen, shall provide coverage for 3 all of the following services and contraceptive methods: 4 (1) All FDA-approved contraceptive drugs, devices, and other products. 5 This includes all FDA-approved over-the-counter contraceptive drugs, 6 devices, and products as prescribed or as otherwise authorized under 7 state or federal law. The following applies to this coverage: 8 (a) where the FDA has approved one or more therapeutic and pharmaceu- 9 tical equivalent, as defined by the FDA, versions of a contraceptive 10 drug, device, or product, a group or blanket policy is not required to 11 include all such therapeutic and pharmaceutical equivalent versions in 12 its formulary, so long as at least one is included and covered without 13 cost-sharing and in accordance with this paragraph; 14 (b) if the covered therapeutic and pharmaceutical equivalent versions 15 of a drug, device, or product are not available or are deemed medically 16 inadvisable a group or blanket policy shall provide coverage for an 17 alternate therapeutic and pharmaceutical equivalent version of the 18 contraceptive drug, device, or product without cost-sharing; 19 (c) this coverage shall include emergency contraception without cost- 20 sharing when provided pursuant to an ordinary prescription, non-patient 21 specific regimen order, or order under section sixty-eight hundred thir- 22 ty-one of the education law and when lawfully provided other than 23 through a prescription or order; and 24 (d) this coverage must allow for the dispensing of twelve months worth 25 of a contraceptive at one time; 26 (2) Voluntary sterilization procedures; 27 (3) Patient education and counseling on contraception; and 28 (4) Follow-up services related to the drugs, devices, products, and 29 procedures covered under this paragraph, including, but not limited to, 30 management of side effects, counseling for continued adherence, and 31 device insertion and removal. 32 (B) A group or blanket policy subject to this paragraph shall not 33 impose a deductible, coinsurance, copayment, or any other cost-sharing 34 requirement on the coverage provided pursuant to this paragraph. 35 (C) Except as otherwise authorized under this paragraph, a group or 36 blanket policy shall not impose any restrictions or delays on the cover- 37 age required under this paragraph. 38 (D) Benefits for an enrollee under this paragraph shall be the same 39 for an enrollee's covered spouse or domestic partner and covered 40 nonspouse dependents. 41 (E) Notwithstanding any other provision of this subsection, a reli- 42 gious employer may request a contract without coverage for federal food 43 and drug administration approved contraceptive methods that are contrary 44 to the religious employer's religious tenets. If so requested, such 45 contract shall be provided without coverage for contraceptive methods. 46 This paragraph shall not be construed to deny an enrollee coverage of, 47 and timely access to, contraceptive methods. 48 (1) For purposes of this subsection, a "religious employer" is an 49 entity for which each of the following is true: 50 (a) The inculcation of religious values is the purpose of the entity. 51 (b) The entity primarily employs persons who share the religious 52 tenets of the entity. 53 (c) The entity serves primarily persons who share the religious tenets 54 of the entity. 55 (d) The entity is a nonprofit organization as described in Section 56 6033(a)(2)(A)i or iii, of the Internal Revenue Code of 1986, as amended.A. 1378 3 1 (2) Every religious employer that invokes the exemption provided under 2 this paragraph shall provide written notice to prospective enrollees 3 prior to enrollment with the plan, listing the contraceptive health care 4 services the employer refuses to cover for religious reasons. 5 [(B) (i)] (F) (1) Where a group policyholder makes an election not to 6 purchase coverage for contraceptive drugs or devices in accordance with 7 subparagraph [(A)] (E) of this paragraph each certificateholder covered 8 under the policy issued to that group policyholder shall have the right 9 to directly purchase the rider required by this paragraph from the 10 insurer which issued the group policy at the prevailing small group 11 community rate for such rider whether or not the employee is part of a 12 small group. 13 [(ii)] (2) Where a group policyholder makes an election not to 14 purchase coverage for contraceptive drugs or devices in accordance with 15 subparagraph [(A)] (E) of this paragraph, the insurer that provides such 16 coverage shall provide written notice to certificateholders upon enroll- 17 ment with the insurer of their right to directly purchase a rider for 18 coverage for the cost of contraceptive drugs or devices. The notice 19 shall also advise the certificateholders of the additional premium for 20 such coverage. 21 [(C)] (G) Nothing in this paragraph shall be construed as authorizing 22 a group or blanket policy which provides coverage for prescription drugs 23 to exclude coverage for prescription drugs prescribed for reasons other 24 than contraceptive purposes. 25 [(D) Such coverage may be subject to reasonable annual deductibles and26coinsurance as may be deemed appropriate by the superintendent and as27are consistent with those established for other drugs or devices covered28under the policy.] 29 § 3. Subsection (cc) of section 4303 of the insurance law, as added by 30 chapter 554 of the laws of 2002, is amended to read as follows: 31 (cc) (1) Every contract [which provides coverage for prescription32drugs shall include coverage for the cost of contraceptive drugs or33devices approved by the federal food and drug administration or generic34equivalents approved as substitutes by such food and drug administration35under the prescription of a health care provider legally authorized to36prescribe under title eight of the education law. The coverage required37by this section shall be included in contracts and certificates only38through the addition of a rider.39(1)] that is issued, amended, renewed, effective or delivered on or 40 after January first, two thousand eighteen, shall provide coverage for 41 all of the following services and contraceptive methods: 42 (A) All FDA-approved contraceptive drugs, devices, and other products. 43 This includes all FDA-approved over-the-counter contraceptive drugs, 44 devices, and products as prescribed or as otherwise authorized under 45 state or federal law. The following applies to this coverage: 46 (i) where the FDA has approved one or more therapeutic and pharmaceu- 47 tical equivalent, as defined by the FDA, versions of a contraceptive 48 drug, device, or product, a contract is not required to include all such 49 therapeutic and pharmaceutical equivalent versions in its formulary, so 50 long as at least one is included and covered without cost-sharing and in 51 accordance with this subsection; 52 (ii) if the covered therapeutic and pharmaceutical equivalent versions 53 of a drug, device, or product are not available or are deemed medically 54 inadvisable a contract shall provide coverage for an alternate therapeu- 55 tic and pharmaceutical equivalent version of the contraceptive drug, 56 device, or product without cost-sharing;A. 1378 4 1 (iii) this coverage shall include emergency contraception without 2 cost-sharing when provided pursuant to an ordinary prescription, non-pa- 3 tient specific regimen order, or order under section sixty-eight hundred 4 thirty-one of the education law and when lawfully provided other than 5 through a prescription or order; and 6 (iv) this coverage must allow for the dispensing of twelve months 7 worth of a contraceptive at one time; 8 (B) Voluntary sterilization procedures; 9 (C) Patient education and counseling on contraception; and 10 (D) Follow-up services related to the drugs, devices, products, and 11 procedures covered under this subsection, including, but not limited to, 12 management of side effects, counseling for continued adherence, and 13 device insertion and removal. 14 (2) A contract subject to this subsection shall not impose a deduct- 15 ible, coinsurance, copayment, or any other cost-sharing requirement on 16 the coverage provided pursuant to this subsection. 17 (3) Except as otherwise authorized under this subsection, a contract 18 shall not impose any restrictions or delays on the coverage required 19 under this subsection. 20 (4) Benefits for an enrollee under this subsection shall be the same 21 for an enrollee's covered spouse or domestic partner and covered 22 nonspouse dependents. 23 (5) Notwithstanding any other provision of this subsection, a reli- 24 gious employer may request a contract without coverage for federal food 25 and drug administration approved contraceptive methods that are contrary 26 to the religious employer's religious tenets. If so requested, such 27 contract shall be provided without coverage for contraceptive methods. 28 This paragraph shall not be construed to deny an enrollee coverage of, 29 and timely access to, contraceptive methods. 30 (A) For purposes of this subsection, a "religious employer" is an 31 entity for which each of the following is true: 32 (i) The inculcation of religious values is the purpose of the entity. 33 (ii) The entity primarily employs persons who share the religious 34 tenets of the entity. 35 (iii) The entity serves primarily persons who share the religious 36 tenets of the entity. 37 (iv) The entity is a nonprofit organization as described in Section 38 6033(a)(2)(A)i or iii, of the Internal Revenue Code of 1986, as amended. 39 (B) Every religious employer that invokes the exemption provided under 40 this paragraph shall provide written notice to prospective enrollees 41 prior to enrollment with the plan, listing the contraceptive health care 42 services the employer refuses to cover for religious reasons. 43 [(2)](6) (A) Where a group contractholder makes an election not to 44 purchase coverage for contraceptive drugs or devices in accordance with 45 paragraph [one] five of this subsection, each enrollee covered under the 46 contract issued to that group contractholder shall have the right to 47 directly purchase the rider required by this subsection from the insurer 48 or health maintenance organization which issued the group contract at 49 the prevailing small group community rate for such rider whether or not 50 the employee is part of a small group. 51 (B) Where a group contractholder makes an election not to purchase 52 coverage for contraceptive drugs or devices in accordance with paragraph 53 [one] five of this subsection, the insurer or health maintenance organ- 54 ization that provides such coverage shall provide written notice to 55 enrollees upon enrollment with the insurer or health maintenance organ- 56 ization of their right to directly purchase a rider for coverage for theA. 1378 5 1 cost of contraceptive drugs or devices. The notice shall also advise the 2 enrollees of the additional premium for such coverage. 3 [(3)](7) Nothing in this subsection shall be construed as authorizing 4 a contract which provides coverage for prescription drugs to exclude 5 coverage for prescription drugs prescribed for reasons other than 6 contraceptive purposes. 7 [(4) Such coverage may be subject to reasonable annual deductibles and8coinsurance as may be deemed appropriate by the superintendent and as9are consistent with those established for other drugs or devices covered10under the policy.] 11 § 4. Subparagraph (E) of paragraph 17 of subsection (i) of section 12 3216 of the insurance law is amended by adding a new clause (v) to read 13 as follows: 14 (v) all FDA-approved contraceptive drugs, devices, and other products, 15 including all over-the-counter contraceptive drugs, devices, and 16 products as prescribed or as otherwise authorized under state or federal 17 law; voluntary sterilization procedures; patient education and coun- 18 seling on contraception; and follow-up services related to the drugs, 19 devices, products, and procedures covered under this clause, including, 20 but not limited to, management of side effects, counseling for continued 21 adherence, and device insertion and removal. Except as otherwise author- 22 ized under this clause, a contract shall not impose any restrictions or 23 delays on the coverage required under this clause. However, where the 24 FDA has approved one or more therapeutic and pharmaceutical equivalent, 25 as defined by the FDA, versions of a contraceptive drug, device, or 26 product, a contract is not required to include all such therapeutic and 27 pharmaceutical equivalent versions in its formulary, so long as at least 28 one is included and covered without cost-sharing and in accordance with 29 this clause. If the covered therapeutic and pharmaceutical equivalent 30 versions of a drug, device, or product are not available or are deemed 31 medically inadvisable a contract shall provide coverage for an alternate 32 therapeutic and pharmaceutical equivalent version of the contraceptive 33 drug, device, or product without cost-sharing. This coverage shall 34 include emergency contraception without cost-sharing when provided 35 pursuant to an ordinary prescription, non-patient specific regimen 36 order, or order under section sixty-eight hundred thirty-one of the 37 education law and when lawfully provided other than through a 38 prescription or order; and this coverage must allow for the dispensing 39 of twelve months worth of a contraceptive at one time. 40 § 5. Paragraph (d) of subdivision 3 of section 365-a of the social 41 services law, as amended by chapter 909 of the laws of 1974 and as 42 relettered by chapter 82 of the laws of 1995, is amended to read as 43 follows: 44 (d) family planning services and twelve months of supplies for eligi- 45 ble persons of childbearing age, including children under twenty-one 46 years of age who can be considered sexually active, who desire such 47 services and supplies, in accordance with the requirements of federal 48 law and regulations and the regulations of the department. No person 49 shall be compelled or coerced to accept such services or supplies. 50 § 6. Subdivision 6 of section 6527 of the education law, as added by 51 chapter 573 of the laws of 1999, paragraph (c) as amended by chapter 464 52 of the laws of 2015, paragraph (d) as added by chapter 429 of the laws 53 of 2005, paragraph (e) as added by chapter 352 of the laws of 2014, 54 paragraph (f) as added by section 6 of part V of chapter 57 of the laws 55 of 2015 and paragraph (g) as added by chapter 502 of the laws of 2016, 56 is amended to read as follows:A. 1378 6 1 6. A licensed physician may prescribe and order a non-patient specific 2 regimen [to a registered professional nurse], pursuant to regulations 3 promulgated by the commissioner, and consistent with the public health 4 law, [for] to: 5 (a) a registered professional nurse for: 6 (i) administering immunizations[.]; 7 [(b)] (ii) the emergency treatment of anaphylaxis[.]; 8 [(c)] (iii) administering purified protein derivative (PPD) tests or 9 other tests to detect or screen for tuberculosis infections[.]; 10 [(d)] (iv) administering tests to determine the presence of the human 11 immunodeficiency virus[.]; 12 [(e)] (v) administering tests to determine the presence of the hepati- 13 tis C virus[.]; 14 [(f)] (vi) emergency contraception, to be administered to or dispensed 15 to be self-administered by the patient, under section sixty-eight 16 hundred thirty-two of this title; 17 (vii) the urgent or emergency treatment of opioid related overdose or 18 suspected opioid related overdose[.]; or 19 [(g)] (viii) screening of persons at increased risk of syphilis, 20 gonorrhea and chlamydia. 21 (b) a licensed pharmacist, for dispensing emergency contraception, to 22 be self-administered by the patient, under section sixty-eight hundred 23 thirty-two of this title. 24 § 7. Subdivision 3 of section 6807 of the education law, as added by 25 chapter 573 of the laws of 1999, is amended and a new subdivision 4 is 26 added to read as follows: 27 3. A pharmacist may dispense drugs and devices to a registered profes- 28 sional nurse, and a registered professional nurse may possess and admin- 29 ister, drugs and devices, pursuant to a non-patient specific regimen 30 prescribed or ordered by a licensed physician, licensed midwife or 31 certified nurse practitioner, pursuant to regulations promulgated by the 32 commissioner and the public health law. 33 4. A pharmacist may dispense a non-patient specific regimen of emer- 34 gency contraception, to be self-administered by the patient, prescribed 35 or ordered by a licensed physician, certified nurse practitioner, or 36 licensed midwife, under section sixty-eight hundred thirty-two of this 37 article. 38 § 8. The education law is amended by adding a new section 6832 to read 39 as follows: 40 § 6832. Emergency contraception; non-patient specific prescription or 41 order. 1. As used in this section, the following terms shall have the 42 following meanings, unless the context requires otherwise: 43 (a) "Emergency contraception" means one or more prescription or 44 nonprescription drugs, used separately or in combination, in a dosage 45 and manner for preventing pregnancy when used after intercourse, found 46 safe and effective for that use by the United States food and drug 47 administration, and dispensed or administered for that purpose. 48 (b) "Prescriber" means a licensed physician, certified nurse practi- 49 tioner or licensed midwife. 50 2. This section applies to the administering or dispensing of emergen- 51 cy contraception by a registered professional nurse or the dispensing of 52 emergency contraception by a licensed pharmacist pursuant to a 53 prescription or order for a non-patient specific regimen made by a pres- 54 criber under section sixty-five hundred twenty-seven, sixty-nine hundred 55 nine or sixty-nine hundred fifty-one of this title. This section doesA. 1378 7 1 not apply to administering or dispensing emergency contraception when 2 lawfully done without such a prescription or order. 3 3. The administering or dispensing of emergency contraception by a 4 registered professional nurse or the dispensing of emergency contracep- 5 tion by a licensed pharmacist shall be done in accordance with profes- 6 sional standards of practice and in accordance with written procedures 7 and protocols agreed to by the registered professional nurse or licensed 8 pharmacist and the prescriber or a hospital (licensed under article 9 twenty-eight of the public health law) that provides gynecological or 10 family planning services. 11 4. (a) When emergency contraception is administered or dispensed, the 12 registered professional nurse or licensed pharmacist shall provide to 13 the patient written material that includes: (i) the clinical consider- 14 ations and recommendations for use of the drug; (ii) the appropriate 15 method for using the drug; (iii) information on the importance of 16 follow-up health care; (iv) information on the health risks and other 17 dangers of unprotected intercourse; and (v) referral information relat- 18 ing to health care and services relating to sexual abuse and domestic 19 violence. 20 (b) Such written material shall be developed or approved by the 21 commissioner in consultation with the department of health and the Amer- 22 ican college of obstetricians and gynecologists. 23 § 9. Subdivision 4 of section 6909 of the education law, as added by 24 chapter 573 of the laws of 1999, paragraph (a) as amended by chapter 221 25 of the laws of 2002, paragraph (c) as amended by chapter 464 of the laws 26 of 2015, paragraph (d) as added by chapter 429 of the laws of 2005, 27 paragraph (e) as added by chapter 352 of the laws of 2014, paragraph (f) 28 as added by section 5 of part V of chapter 57 of the laws of 2015 and 29 paragraph (g) as added by chapter 502 of the laws of 2016, is amended to 30 read as follows: 31 4. A certified nurse practitioner may prescribe and order a non-pa- 32 tient specific regimen [to a registered professional nurse], pursuant to 33 regulations promulgated by the commissioner, consistent with subdivision 34 three of section [six thousand nine] sixty-nine hundred two of this 35 article, and consistent with the public health law, for: 36 (a) a registered professional nurse for: 37 (i) administering immunizations[.]; 38 [(b)] (ii) the emergency treatment of anaphylaxis[.]; 39 [(c)] (iii) administering purified protein derivative (PPD) tests or 40 other tests to detect or screen for tuberculosis infections[.]; 41 [(d)] (iv) administering tests to determine the presence of the human 42 immunodeficiency virus[.]; 43 [(e)] (v) administering tests to determine the presence of the hepati- 44 tis C virus[.]; 45 [(f)] (vi) emergency contraception, to be administered to or dispensed 46 to be self-administered by the patient, under section sixty-eight 47 hundred thirty-two of this title; 48 (vii) the urgent or emergency treatment of opioid related overdose or 49 suspected opioid related overdose[.]; or 50 [(g)] (viii) screening of persons at increased risk for syphilis, 51 gonorrhea and chlamydia. 52 (b) a licensed pharmacist, for dispensing emergency contraception, to 53 be self-administered by the patient, under section sixty-eight hundred 54 thirty-two of this title. 55 § 10. Subdivision 5 of section 6909 of the education law, as added by 56 chapter 573 of the laws of 1999, is amended to read as follows:A. 1378 8 1 5. A registered professional nurse may execute a non-patient specific 2 regimen prescribed or ordered by a licensed physician, licensed midwife 3 or certified nurse practitioner, pursuant to regulations promulgated by 4 the commissioner. 5 § 11. Section 6951 of the education law is amended by adding a new 6 subdivision 4 to read as follows: 7 4. A licensed midwife may prescribe and order a non-patient specific 8 regimen pursuant to regulations promulgated by the commissioner, 9 consistent with this section and the public health law, to: 10 (a) a registered professional nurse for emergency contraception, to be 11 administered to or dispensed to be self-administered by the patient, 12 under section sixty-eight hundred thirty-two of this title; or 13 (b) a licensed pharmacist, for dispensing emergency contraception, to 14 be self-administered by the patient, under section sixty-eight hundred 15 thirty-two of this title. 16 § 12. Subdivision 1 of section 207 of the public health law is amended 17 by adding a new paragraph (n) to read as follows: 18 (n) Emergency contraception, including information about its safety, 19 efficacy, appropriate use and availability. 20 § 13. This act shall take effect January 1, 2018; provided that 21 section six of this act shall take effect January 1, 2019; provided, 22 however, that effective immediately, the addition, amendment and/or 23 repeal of any rule or regulation necessary for the implementation of 24 this act on its effective date are authorized and directed to be made 25 and completed by the commissioner of education and the board of regents 26 on or before such effective date.