Mississippi Senate Bill 2139

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Completed Legislative Action
Sponsorship: Partisan Bill (Republican 1)
Status: Failed on February 3 2026 - 100% progression
Action: 2026-02-03 - Died In Committee
Text: Latest bill text (Introduced) [HTML]

An Act To Create New Sections 81-31-1 Through 81-31-17, Mississippi Code Of 1972, To Enact The Mississippi Guaranteeing Fair Banking Act; To Provide That A Person Against Whom A Financial Institution Takes An Adverse Action May Request A Statement Of Specific Reasons For The Adverse Action Within 90 Days After Receiving Notice Of The Action; To Require A Financial Institution To Transmit The Statement Within 30 Days After Receiving The Request; To Prohibit A Financial Institution From Discriminating In The Provision Of Financial Services To A Person And From Failing To Provide Or Providing False Or Intentionally Misleading Information In The Statement Of Specific Reasons For The Adverse Action; To Exempt Certain Actions Taken By A Financial Institution, Provided That The Action Was Made In Good Faith And Not Motivated By Animus Or A Desire To Discriminate In The Provision Of Covered Financial Services Against A Person; To Provide That Any Violation Of The Mississippi Guaranteeing Fair Banking Act Shall Constitute An Unfair Or Deceptive Act Or Practice Prohibited By Section 75-24-1, Et Seq.; To Set Forth Legal Remedies For Violations; To Entitle A Financial Institution, Upon A Showing Of Clear And Convincing Evidence, To Reasonable Attorney's Fees And Court Costs From A Plaintiff Who Files A Civil Action Under The Mississippi Guaranteeing Fair Banking Act In Bad Faith; To Set Forth Rules Of Construction; To Define Certain Terms And Phrases; To Amend Section 75-24-5, Mississippi Code Of 1972, To Conform; And For Related Purposes.

Mississippi Guaranteeing Fair Banking Act; enact.

Sen. Joey Fillingane [R]

Date	Chamber	Action
2026-02-03	Senate	Died In Committee
2026-01-13	Senate	Referred To Business and Financial Institutions

Chapter	Article	Section	Citation Type	Statute Text
75	24	5	Amended Code	See Bill Text

Type	Source
Summary	https://billstatus.ls.state.ms.us/2026/pdf/history/SB/SB2139.xml
Text	https://billstatus.ls.state.ms.us/documents/2026/html/SB/2100-2199/SB2139IN.htm