MD HB1213 | 2021 | Regular Session


Completed Legislative Action
Spectrum: Partisan Bill (Democrat 1-0)
Status: Passed on May 30 2021 - 100% progression
Action: 2021-05-30 - Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 426
Text: Latest bill text (Chaptered) [PDF]


Requiring certain credit grantors to adhere to certain rules concerning evaluations of applications and, under certain circumstances, consider alternative methods of evaluating an applicant's creditworthiness when evaluating an application for a primary residential mortgage loan or an extension of credit.

Tracking Information

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Financial Institutions - Determination of Creditworthiness - Evaluation Rules and Alternative Methods


Roll Calls

2021-04-08 - Senate - Third Reading Passed (Y: 47 N: 0 NV: 0 Abs: 0) [PASS]
2021-03-18 - House - Third Reading Passed (Y: 100 N: 37 NV: 1 Abs: 3) [PASS]


2021-05-30HouseEnacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 426
2021-04-08HouseReturned Passed
2021-04-08SenateThird Reading Passed (47-0)
2021-04-06SenateSecond Reading Passed
2021-04-06SenateFavorable Adopted
2021-04-02SenateFavorable Report by Finance
2021-03-23SenateHearing 3/30 at 1:00 p.m.
2021-03-19SenateReferred Finance
2021-03-18HouseThird Reading Passed (100-37)
2021-03-17HouseSecond Reading Passed with Amendments
2021-03-17HouseFavorable with Amendments {223695/1 Adopted
2021-03-17HouseFavorable with Amendments Report by Economic Matters
2021-02-09HouseHearing 2/24 at 1:30 p.m.
2021-02-08HouseFirst Reading Economic Matters


Code Citations

ChapterArticleSectionCitation TypeStatute Text
Financial Institutions1101(n/a)See Bill Text
Financial Institutions1212(n/a)See Bill Text

Maryland State Sources

Bill Comments