Bill Text: IN SB0026 | 2013 | Regular Session | Introduced
Bill Title: Property and casualty insurance claim payment.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2013-01-07 - First reading: referred to Committee on Civil Law [SB0026 Detail]
Download: Indiana-2013-SB0026-Introduced.html
Introduced Version
SENATE BILL No. 26
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DIGEST OF INTRODUCED BILL
Citations Affected: IC 27-4-1.6.
Synopsis: Property and casualty insurance claim payment. Prohibits
an insurer from denying coverage for damage to an insured individual
under a property and casualty insurance policy if the damage was
caused by the intentional acts of another insured individual and the
original insured individual was unaware of the intentional acts.
Effective: July 1, 2013.
Randolph
January 7, 2013, read first time and referred to Committee on Civil Law.
Introduced
First Regular Session 118th General Assembly (2013)
PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana Constitution) is being amended, the text of the existing provision will appear in this style type, additions will appear in this style type, and deletions will appear in
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Conflict reconciliation: Text in a statute in this style type or
SENATE BILL No. 26
A BILL FOR AN ACT to amend the Indiana Code concerning
insurance.
Be it enacted by the General Assembly of the State of Indiana:
SOURCE: IC 27-4-1.6; (13)IN0026.1.1. -->
SECTION 1. IC 27-4-1.6 IS ADDED TO THE INDIANA CODE
AS A NEW CHAPTER TO READ AS FOLLOWS [EFFECTIVE
JULY 1, 2013]:
Chapter 1.6. Property and Casualty Insurance Claim Payment
Sec. 1. As used in this chapter, "property and casualty insurance" means one (1) or more of the kinds of insurance described in Class 2 or Class 3 of IC 27-1-5-1.
Sec. 2. An insurer that issues a property and casualty insurance policy shall not deny coverage under the policy for damage:
(1) to an individual who is insured under the policy; and
(2) intentionally caused by another individual who is insured under the policy;
if the individual described in subdivision (1) is determined by the insurer to have been unaware of the actions of the individual described in subdivision (2) in causing the damage.
Sec. 3. A violation of this chapter is an unfair claim settlement practice under IC 27-4-1-4.5.
Chapter 1.6. Property and Casualty Insurance Claim Payment
Sec. 1. As used in this chapter, "property and casualty insurance" means one (1) or more of the kinds of insurance described in Class 2 or Class 3 of IC 27-1-5-1.
Sec. 2. An insurer that issues a property and casualty insurance policy shall not deny coverage under the policy for damage:
(1) to an individual who is insured under the policy; and
(2) intentionally caused by another individual who is insured under the policy;
if the individual described in subdivision (1) is determined by the insurer to have been unaware of the actions of the individual described in subdivision (2) in causing the damage.
Sec. 3. A violation of this chapter is an unfair claim settlement practice under IC 27-4-1-4.5.
