Bill Text: IL SB0111 | 2011-2012 | 97th General Assembly | Introduced


Bill Title: Amends the Code of Civil Procedure. Provides that in addition to giving notice of a judicial sale pursuant to applicable court rules to all parties in the action who have appeared and have not previously been found by the court to be in default, the notice shall also be sent to the mortgagor, even if the mortgagor was found in default, and to the mortgagor's attorney, if any, at their designated addresses or, if none, at the foreclosed property. Effective January 1, 2012.

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Failed) 2013-01-08 - Session Sine Die [SB0111 Detail]

Download: Illinois-2011-SB0111-Introduced.html


97TH GENERAL ASSEMBLY
State of Illinois
2011 and 2012
SB0111

Introduced 1/27/2011, by Sen. Ira I. Silverstein

SYNOPSIS AS INTRODUCED:
735 ILCS 5/15-1507 from Ch. 110, par. 15-1507

Amends the Code of Civil Procedure. Provides that in addition to giving notice of a judicial sale pursuant to applicable court rules to all parties in the action who have appeared and have not previously been found by the court to be in default, the notice shall also be sent to the mortgagor, even if the mortgagor was found in default, and to the mortgagor's attorney, if any, at their designated addresses or, if none, at the foreclosed property. Effective January 1, 2012.
LRB097 00077 AJO 40085 b

A BILL FOR

SB0111LRB097 00077 AJO 40085 b
1 AN ACT concerning civil law.
2 Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
4 Section 5. The Code of Civil Procedure is amended by
5changing Section 15-1507 as follows:
6 (735 ILCS 5/15-1507) (from Ch. 110, par. 15-1507)
7 Sec. 15-1507. Judicial Sale.
8 (a) In General. Except as provided in Sections 15-1402 and
915-1403, upon entry of a judgment of foreclosure, the real
10estate which is the subject of the judgment shall be sold at a
11judicial sale in accordance with this Section 15-1507.
12 (b) Sale Procedures. Upon expiration of the reinstatement
13period and the redemption period in accordance with subsection
14(b) or (c) of Section 15-1603 or upon the entry of a judgment
15of foreclosure after the waiver of all rights of redemption,
16except as provided in subsection (g) of Section 15-1506, the
17real estate shall be sold at a sale as provided in this
18Article, on such terms and conditions as shall be specified by
19the court in the judgment of foreclosure. A sale may be
20conducted by any judge or sheriff.
21 (c) Notice of Sale. The mortgagee, or such other party
22designated by the court, in a foreclosure under this Article
23shall give public notice of the sale as follows:

SB0111- 2 -LRB097 00077 AJO 40085 b
1 (1) The notice of sale shall include at least the
2 following information, but an immaterial error in the
3 information shall not invalidate the legal effect of the
4 notice:
5 (A) the name, address and telephone number of the
6 person to contact for information regarding the real
7 estate;
8 (B) the common address and other common
9 description (other than legal description), if any, of
10 the real estate;
11 (C) a legal description of the real estate
12 sufficient to identify it with reasonable certainty;
13 (D) a description of the improvements on the real
14 estate;
15 (E) the times specified in the judgment, if any,
16 when the real estate may be inspected prior to sale;
17 (F) the time and place of the sale;
18 (G) the terms of the sale;
19 (H) the case title, case number and the court in
20 which the foreclosure was filed;
21 (H-1) in the case of a condominium unit to which
22 subsection (g) of Section 9 of the Condominium Property
23 Act applies, the statement required by subdivision
24 (g)(5) of Section 9 of the Condominium Property Act;
25 (H-2) in the case of a unit of a common interest
26 community to which subsection (g-1) of Section 18.5 of

SB0111- 3 -LRB097 00077 AJO 40085 b
1 the Condominium Property Act applies, the statement
2 required by subdivision (g-1) of Section 18.5 of the
3 Condominium Property Act; and
4 (I) such other information ordered by the Court.
5 (2) The notice of sale shall be published at least 3
6 consecutive calendar weeks (Sunday through Saturday), once
7 in each week, the first such notice to be published not
8 more than 45 days prior to the sale, the last such notice
9 to be published not less than 7 days prior to the sale, by:
10 (i) (A) advertisements in a newspaper circulated to the
11 general public in the county in which the real estate is
12 located, in the section of that newspaper where legal
13 notices are commonly placed and (B) separate
14 advertisements in the section of such a newspaper, which
15 (except in counties with a population in excess of
16 3,000,000) may be the same newspaper, in which real estate
17 other than real estate being sold as part of legal
18 proceedings is commonly advertised to the general public;
19 provided, that the separate advertisements in the real
20 estate section need not include a legal description and
21 that where both advertisements could be published in the
22 same newspaper and that newspaper does not have separate
23 legal notices and real estate advertisement sections, a
24 single advertisement with the legal description shall be
25 sufficient; and (ii) such other publications as may be
26 further ordered by the court.

SB0111- 4 -LRB097 00077 AJO 40085 b
1 (3) The party who gives notice of public sale in
2 accordance with subsection (c) of Section 15-1507 shall
3 also give notice to all parties in the action who have
4 appeared and have not theretofore been found by the court
5 to be in default for failure to plead. With respect to
6 residential real estate, the notice required under
7 subsection (c) of this Section shall be sent to the
8 mortgagor even if the mortgagor has previously been held in
9 default. If the mortgagor filed a pro se appearance, the
10 notice shall be sent to the address indicated on the
11 appearance. If the mortgagor filed an appearance through an
12 attorney, the notice shall be sent both to the attorney at
13 the address indicated on the appearance and to the
14 mortgagor at the common address of the foreclosed property.
15 In all other cases, the notice shall be sent to the
16 mortgagor at the common address of the foreclosed property.
17 Such notice shall be given in the manner provided in the
18 applicable rules of court for service of papers other than
19 process and complaint, not more than 45 days nor less than
20 7 days prior to the day of sale. After notice is given as
21 required in this Section a copy thereof shall be filed in
22 the office of the clerk of the court entering the judgment,
23 together with a certificate of counsel or other proof that
24 notice has been served in compliance with this Section.
25 (4) The party who gives notice of public sale in
26 accordance with subsection (c) of Section 15-1507 shall

SB0111- 5 -LRB097 00077 AJO 40085 b
1 again give notice in accordance with that Section of any
2 adjourned sale; provided, however, that if the adjourned
3 sale is to occur less than 60 days after the last scheduled
4 sale, notice of any adjourned sale need not be given
5 pursuant to this Section. In the event of adjournment, the
6 person conducting the sale shall, upon adjournment,
7 announce the date, time and place upon which the adjourned
8 sale shall be held. Notwithstanding any language to the
9 contrary, for any adjourned sale that is to be conducted
10 more than 60 days after the date on which it was to first
11 be held, the party giving notice of such sale shall again
12 give notice in accordance with this Section.
13 (5) Notice of the sale may be given prior to the
14 expiration of any reinstatement period or redemption
15 period.
16 (6) No other notice by publication or posting shall be
17 necessary unless required by order or rule of the court.
18 (7) The person named in the notice of sale to be
19 contacted for information about the real estate may, but
20 shall not be required, to provide additional information
21 other than that set forth in the notice of sale.
22 (d) Election of Property. If the real estate which is the
23subject of a judgment of foreclosure is susceptible of
24division, the court may order it to be sold as necessary to
25satisfy the judgment. The court shall determine which real
26estate shall be sold, and the court may determine the order in

SB0111- 6 -LRB097 00077 AJO 40085 b
1which separate tracts may be sold.
2 (e) Receipt upon Sale. Upon and at the sale of mortgaged
3real estate, the person conducting the sale shall give to the
4purchaser a receipt of sale. The receipt shall describe the
5real estate purchased and shall show the amount bid, the amount
6paid, the total amount paid to date and the amount still to be
7paid therefor. An additional receipt shall be given at the time
8of each subsequent payment.
9 (f) Certificate of Sale. Upon payment in full of the amount
10bid, the person conducting the sale shall issue, in duplicate,
11and give to the purchaser a Certificate of Sale. The
12Certificate of Sale shall be in a recordable form, describe the
13real estate purchased, indicate the date and place of sale and
14show the amount paid therefor. The Certificate of Sale shall
15further indicate that it is subject to confirmation by the
16court. The duplicate certificate may be recorded in accordance
17with Section 12-121. The Certificate of Sale shall be freely
18assignable by endorsement thereon.
19 (g) Interest after Sale. Any bid at sale shall be deemed to
20include, without the necessity of a court order, interest at
21the statutory judgment rate on any unpaid portion of the sale
22price from the date of sale to the date of payment.
23(Source: P.A. 96-1045, eff. 7-14-10.)
24 Section 99. Effective date. This Act takes effect January
251, 2012.
feedback