Illinois House Bill 2203

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Spectrum: Partisan Bill (Democrat 3-0)
Status: Introduced on February 7 2023 - 25% progression
Action: 2023-03-23 - Removed Co-Sponsor Rep. Debbie Meyers-Martin
Pending: House Rules Committee
Text: Latest bill text (Introduced) [HTML]

Amends the Illinois Insurance Code. Provides that the amendatory Act may be referred to as the Motor Vehicle Insurance Fairness Act. Provides that no insurer or insurance company group shall refuse to issue or renew a private passenger motor vehicle liability policy based in whole or in part on specified prohibited underwriting or rating factors. Sets forth factors that are prohibited with respect to automobile liability insurance underwriting and rating. Provides that every insurer or insurance company group selling automobile liability insurance in the State shall demonstrate that its marketing, underwriting, rating, claims handling, fraud investigations, and any algorithm or model used for those business practices do not disparately impact any group of customers based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. Provides that no rate shall be approved or remain in effect that is excessive, inadequate, unfairly discriminatory, or otherwise in violation of the provisions. Provides that every insurer that desires to change any rate shall file a complete rate application with the Director of Insurance. Provides that all information provided to the Director under the provisions shall be available for public inspection. Provides that any person may initiate or intervene in any proceeding permitted or established under the provisions and challenge any action of the Director under the provisions. Provides that the Department of Insurance shall adopt rules. Provides that all insurers subject to the provisions shall be assessed a fee of 0.05% of their total earned premium from the prior calendar year, and that the fee shall be payable to the Department no later than July 1 of each calendar year and shall be used by the Department to implement the provisions.

INS-MOTOR VEHICLE RATES

Rep. Will Guzzardi [D]

Rep. Dagmara Avelar [D]

Rep. Rita Mayfield [D]

Date	Chamber	Action
2023-03-23	House	Removed Co-Sponsor Rep. Debbie Meyers-Martin
2023-03-10	House	Rule 19(a) / Re-referred to Rules Committee
2023-02-24	House	To Insurance Policy Subcommittee
2023-02-21	House	Chief Co-Sponsor Changed to Rep. Rita Mayfield
2023-02-21	House	Added Chief Co-Sponsor Rep. Rita Mayfield
2023-02-15	House	Assigned to Insurance Committee
2023-02-14	House	Added Chief Co-Sponsor Rep. Dagmara Avelar
2023-02-09	House	Added Co-Sponsor Rep. Debbie Meyers-Martin
2023-02-08	House	Referred to Rules Committee
2023-02-08	House	First Reading
2023-02-07	House	Filed with the Clerk by Rep. Will Guzzardi

Chapter	Article	Section	Citation Type	Statute Text
215	5	143.19.4	New Code	See Bill Text

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2203&GAID=17&DocTypeID=HB&SessionID=112&GA=103
Text	https://www.ilga.gov/legislation/103/HB/10300HB2203.htm