Bill Text: FL S0352 | 2010 | Regular Session | Introduced

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Bill Title: Homeowner's Insurance/Termination/Notification [CPSC]

Spectrum: Partisan Bill (Republican 2-0)

Status: (Failed) 2010-04-30 - Died in Committee on Banking and Insurance [S0352 Detail]

Download: Florida-2010-S0352-Introduced.html

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Florida Senate - 2010                                     SB 352 
 
By Senator Dean 
3-00277-10                                             2010352__ 
1                        A bill to be entitled 
2         An act relating to homeowners’ insurance; requiring 
3         that the Office of Insurance Regulation provide 
4         policyholders with written notice of certain 
5         information regarding the termination of a policy and 
6         the selection of a new policy; specifying deadlines by 
7         which such information must be provided under certain 
8         conditions; requiring that the office provide 
9         policyholders with written instructions for contacting 
10         a broker, agent, or counselor for the purpose of 
11         selecting a new coverage plan or making changes to an 
12         existing policy; providing an effective date. 
13 
14  Be It Enacted by the Legislature of the State of Florida: 
15 
16         Section 1. Termination of homeowners’ insurance; notice; 
17  assistance.— 
18         (1) The Office of Insurance Regulation or its designee 
19  shall provide written notice to each homeowners’ insurance 
20  policyholder in this state regarding: 
21         (a) The possibility that his or her policy may be 
22  terminated by the provider or insurer, including potential 
23  reasons for termination. 
24         (b) Any options available to the policyholder with regard 
25  to choosing a new plan or provider if his or her policy is 
26  terminated, including the names of any providers or provider 
27  networks having the capacity to accept new enrollees in this 
28  state. 
29         (2) The office shall immediately provide the written notice 
30  required in subsection (1) to any policyholder whose policy has 
31  been terminated by his or her provider. 
32         (3) The office shall provide the written notice required in 
33  subsection (1) at least 60 days before the last date on which a 
34  policy remains in effect to any policyholder who cancels, 
35  decides not to renew, or otherwise terminates his or her policy. 
36         (4) The office shall provide written instructions to all 
37  homeowners’ insurance policyholders in this state regarding how 
38  to contact a broker, agent, or counselor for the purpose of 
39  selecting a new coverage plan or making changes to an existing 
40  policy. 
41         Section 2. This act shall take effect July 1, 2010.