Bill Text: CA AB1698 | 2017-2018 | Regular Session | Amended
Bill Title: Driver records: points: distracted driving.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Engrossed - Dead) 2018-08-09 - Re-referred to Com. on TRANS. pursuant to Assembly Rule 77.2. [AB1698 Detail]
Download: California-2017-AB1698-Amended.html
Amended
IN
Senate
June 13, 2018 |
Assembly Bill | No. 1698 |
Introduced by |
February 27, 2017 |
LEGISLATIVE COUNSEL'S DIGEST
Existing law establishes within the California Automobile Assigned Risk Plan (CAARP) a low-cost automobile insurance program for all counties in California, until January 1, 2020, in order to provide a means for eligible consumers to buy automobile insurance, as specified. The parameters of the program include, but are not limited to, a surcharge for specified high-risk drivers, eligibility, sales commissions rates, cancellation restrictions, and reporting requirements. Existing law also requires the CAARP Advisory Committee to submit reports to the Insurance Commissioner on specified proposals, including, among others, allowing a consumer to reinstate, in lieu of canceling, all policies that have been canceled for nonpayment of premium and allowing program access to applicants who are 16 to 18 years of age, economically independent, and who meet other eligibility guidelines. Existing law
required these reports to have been submitted by January 1, 2016, or July 1, 2016, as specified.
This bill would delete the reporting requirements described above and other obsolete provisions.
Digest Key
Vote: MAJORITY Appropriation: NO Fiscal Committee:Bill Text
The people of the State of California do enact as follows:
SECTION 1.
Section 12810.3 of the Vehicle Code is repealed.Notwithstanding subdivision (f) of Section 12810, a violation point shall not be given for a conviction of a violation of subdivision (a) of Section 23123, subdivision (a) of Section 23123.5, or subdivision (b) of Section 23124.
(a)A low-cost automobile insurance policy issued pursuant to the program shall be canceled only for the following reasons:
(1)Nonpayment of premium.
(2)Fraud or material misrepresentation affecting the policy or the insured.
(3)The purchase of additional automobile liability insurance coverage in violation of subdivision (a) of Section 11629.78.
(4)The purchase or maintenance of automobile liability insurance coverage other than a low-cost policy for any additional vehicles in the insured’s household, in violation of subdivision (b) of Section 11629.78.
(b)A policy shall be nonrenewed only for the following reasons:
(1)A substantial increase in the hazard insured against.
(2)The insured no longer meets the applicable eligibility requirements. In this regard, the eligibility of an insured shall be recertified by the California Automobile Assigned Risk Plan after the first year of eligibility, and annually thereafter by the insurer that issued the policy.
The low-cost automobile insurance program shall be made operational in all counties according to the discretion of the commissioner. The commissioner, in consultation with the California Automobile Assigned Risk Plan, shall adopt regulations to implement the program.