US Congress House Bill 2769 (Prior Session Legislation)

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Spectrum: Moderate Partisan Bill (Republican 13-4)
Status: Introduced on June 15 2015 - 25% progression, died in chamber
Action: 2016-12-12 - Placed on the Union Calendar, Calendar No. 679.
Text: Latest bill text (Introduced) [PDF]

Risk-Based Capital Study Act of 2015 (Sec. 2) This bill directs the National Credit Union Administration (NCUA) to study the appropriate capital requirements for federal credit unions and state credit unions, including: whether the NCUA has the clear legal authority to prescribe separate risk-based capital thresholds for both "adequately capitalized" and "well capitalized" credit unions; a discussion of the differences between credit unions and other types of depository institutions and reasons why they should have similar or different risk-weights for their capital requirements; a discussion of the rationale behind the risk-weights assigned in the proposed NCUA rule "Risk-Based Capital"; and an analysis of the impact the proposed rule would have upon excess capital above the minimum level for a credit union to be "well capitalized" (a credit union's "capital cushion"), including the potential impact upon credit union lending and credit union examinations. A credit union may not be required to provide information regarding the capital standards sought in the NCUA study, but may provide it voluntarily. (Sec. 3) The NCUA may not issue or implement any final rule or regulation governing risk-based capital (including the proposed rule) earlier than 120 days after it reports to Congress on the study.

Risk-Based Capital Study Act of 2015

Rep. Stephen Fincher [R-TN]	Rep. Denny Heck [D-WA]	Rep. Bill Posey [R-FL]	Rep. French Hill [R-AR]
Rep. Garland Barr [R-KY]	Rep. Dennis Ross [R-FL]	Rep. Mo Brooks [R-AL]	Rep. Patrick Murphy [D-FL]
Rep. Eleanor Norton [D-DC]	Rep. Martha Roby [R-AL]	Rep. Sean Duffy [R-WI]	Rep. Keith Rothfus [R-PA]
Rep. Bradley Byrne [R-AL]	Rep. Chris Collins [R-NY]	Rep. Peter King [R-NY]	Rep. John Garamendi [D-CA]
Rep. Lynn Jenkins [R-KS]

Date	Chamber	Action
2016-12-12	House	Placed on the Union Calendar, Calendar No. 679.
2016-12-12	House	Reported by the Committee on Financial Services. H. Rept. 114-869.
2015-09-30	House	Ordered to be Reported by the Yeas and Nays: 50 - 9.
2015-09-30	House	Committee Consideration and Mark-up Session Held.
2015-06-15	House	Referred to the House Committee on Financial Services.
2015-06-15	House	Sponsor introductory remarks on measure. (CR E894)
2015-06-15	House	Introduced in House

Type	Source
Summary	https://www.congress.gov/bill/114th-congress/house-bill/2769/all-info
Text	https://www.congress.gov/114/bills/hr2769/BILLS-114hr2769ih.pdf
Text	https://www.congress.gov/114/bills/hr2769/BILLS-114hr2769rh.pdf