Bill Text: TX SB437 | 2019-2020 | 86th Legislature | Enrolled
Bill Title: Relating to prohibited practices by a life insurance company relating to an individual's prescription for or obtainment of an opioid antagonist.
Spectrum: Slight Partisan Bill (Republican 4-2)
Status: (Passed) 2019-06-07 - Effective on 9/1/19 [SB437 Detail]
Download: Texas-2019-SB437-Enrolled.html
| S.B. No. 437 | ||
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| relating to prohibited practices by a life insurance company | ||
| relating to an individual's prescription for or obtainment of an | ||
| opioid antagonist. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Chapter 1101, Insurance Code, is amended by | ||
| adding Subchapter E to read as follows: | ||
| SUBCHAPTER E. PROHIBITED PRACTICES RELATING TO PRESCRIPTION FOR OR | ||
| OBTAINMENT OF OPIOID ANTAGONIST | ||
| Sec. 1101.201. DEFINITION. In this subchapter, "opioid | ||
| antagonist" means any drug that binds to opioid receptors and | ||
| blocks or otherwise inhibits the effects of opioids acting on those | ||
| receptors to reverse the effects of an opioid overdose. | ||
| Sec. 1101.202. APPLICABILITY OF SUBCHAPTER. This | ||
| subchapter applies to a life insurance policy: | ||
| (1) issued or delivered in this state; or | ||
| (2) issued by a life insurance company organized in | ||
| this state. | ||
| Sec. 1101.203. PROHIBITION. A life insurance company may | ||
| not, based solely on whether an individual has been prescribed or | ||
| has obtained through a standing order an opioid antagonist: | ||
| (1) deny coverage to the individual; | ||
| (2) limit the amount, extent, or kind of coverage | ||
| available to the individual; or | ||
| (3) charge the individual or a group to which the | ||
| individual belongs a rate that is different from the rate charged to | ||
| other individuals or groups, respectively, for the same coverage, | ||
| unless the charge is based on sound underwriting or actuarial | ||
| principles reasonably related to actual or anticipated loss | ||
| experience for a particular risk. | ||
| SECTION 2. This Act takes effect September 1, 2019. | ||
| ______________________________ | ______________________________ | |
| President of the Senate | Speaker of the House | |
| I hereby certify that S.B. No. 437 passed the Senate on | ||
| April 26, 2019, by the following vote: Yeas 29, Nays 1. | ||
| ______________________________ | ||
| Secretary of the Senate | ||
| I hereby certify that S.B. No. 437 passed the House on | ||
| May 21, 2019, by the following vote: Yeas 129, Nays 16, one | ||
| present not voting. | ||
| ______________________________ | ||
| Chief Clerk of the House | ||
| Approved: | ||
| ______________________________ | ||
| Date | ||
| ______________________________ | ||
| Governor | ||
