Bill Text: TX SB1381 | 2017-2018 | 85th Legislature | Enrolled
Bill Title: Relating to photo identification for certain debit or credit card transactions.
Spectrum: Slight Partisan Bill (Republican 2-1)
Status: (Passed) 2017-06-12 - Effective on 1/1/18 [SB1381 Detail]
Download: Texas-2017-SB1381-Enrolled.html
| S.B. No. 1381 | ||
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| relating to photo identification for certain debit or credit card | ||
| transactions. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subtitle A, Title 11, Business & Commerce Code, | ||
| is amended by adding Chapter 508 to read as follows: | ||
| CHAPTER 508. REQUIRING VERIFICATION OF IDENTITY FOR CERTAIN CARD | ||
| TRANSACTIONS | ||
| Sec. 508.001. DEFINITIONS. In this chapter: | ||
| (1) "Cardholder" means the person named on the face of | ||
| a credit card or debit card to whom or for whose benefit the credit | ||
| card or debit card is issued. | ||
| (2) "Credit card" means a card or device issued under | ||
| an agreement by which the issuer gives to a cardholder the right to | ||
| obtain credit from the issuer or another person. | ||
| (3) "Debit card" means a card, device, or other means | ||
| of access to an individual's account at a financial institution | ||
| that the individual may use to initiate electronic fund transfers. | ||
| (4) "Merchant" means a person in the business of | ||
| selling goods or services. | ||
| (5) "Mobile wallet" means a device that uses an | ||
| encrypted digital token to authenticate a cardholder's identity and | ||
| account information. | ||
| (6) "Photo identification" means a card or other | ||
| document that: | ||
| (A) is issued by a governmental entity to | ||
| identify an individual; and | ||
| (B) displays a photograph of the individual | ||
| identified on the card or other document. | ||
| Sec. 508.002. REQUIRING PHOTO IDENTIFICATION FOR CREDIT OR | ||
| DEBIT CARD TRANSACTION. (a) A merchant, in a point of sale | ||
| transaction, may require the individual using the credit card or | ||
| debit card to provide photo identification verifying the | ||
| individual's identity as the cardholder. | ||
| (b) A merchant may choose to not accept the card for payment | ||
| if the individual fails to provide photo identification verifying | ||
| the individual's identity as the cardholder. | ||
| (c) This section does not apply to transactions conducted | ||
| with a mobile wallet. | ||
| Sec. 508.003. EXPIRATION. This chapter expires September | ||
| 1, 2023. | ||
| SECTION 2. This Act takes effect January 1, 2018. | ||
| ______________________________ | ______________________________ | |
| President of the Senate | Speaker of the House | |
| I hereby certify that S.B. No. 1381 passed the Senate on | ||
| April 19, 2017, by the following vote: Yeas 30, Nays 1; and that | ||
| the Senate concurred in House amendment on May 26, 2017, by the | ||
| following vote: Yeas 30, Nays 1. | ||
| ______________________________ | ||
| Secretary of the Senate | ||
| I hereby certify that S.B. No. 1381 passed the House, with | ||
| amendment, on May 19, 2017, by the following vote: Yeas 144, | ||
| Nays 0, two present not voting. | ||
| ______________________________ | ||
| Chief Clerk of the House | ||
| Approved: | ||
| ______________________________ | ||
| Date | ||
| ______________________________ | ||
| Governor | ||
