Bill Text: TX HB2065 | 2023-2024 | 88th Legislature | Enrolled
Bill Title: Relating to nonrenewal of certain private passenger automobile insurance policies for the insured's failure to cooperate in a third-party liability claim or action.
Spectrum: Slight Partisan Bill (Republican 2-1)
Status: (Passed) 2023-06-10 - Effective on 9/1/23 [HB2065 Detail]
Download: Texas-2023-HB2065-Enrolled.html
| H.B. No. 2065 | ||
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| relating to nonrenewal of certain private passenger automobile | ||
| insurance policies for the insured's failure to cooperate in a | ||
| third-party liability claim or action. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Section 551.1053, Insurance Code, is amended to | ||
| read as follows: | ||
| Sec. 551.1053. MANDATORY NONRENEWAL OF PRIVATE PASSENGER | ||
| AUTOMOBILE INSURANCE POLICIES. (a) If an insured under a private | ||
| passenger automobile insurance policy fails or refuses to cooperate | ||
| with an insurer in the investigation, settlement, or defense of a | ||
| third-party liability claim or action or the insurer is unable to | ||
| contact the insured using reasonable efforts for those purposes, | ||
| the insurer shall provide written notice to the named insured that | ||
| states: | ||
| (1) how the insured failed or refused to cooperate, | ||
| including failure as a result of the insurer's inability to contact | ||
| the insured; | ||
| (2) the claim or action for which the insurer is | ||
| requesting cooperation; and | ||
| (3) the insurer will not renew the policy if the | ||
| insured continues to fail or refuse to cooperate. | ||
| (b) Notwithstanding Sections 551.105 and 551.106, an | ||
| insurer may not renew a private passenger automobile insurance | ||
| policy if the [ |
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| insurer in the investigation, settlement, or defense of the | ||
| third-party liability claim or action described by the notice | ||
| provided under Subsection (a). | ||
| SECTION 2. Section 551.1053, Insurance Code, as amended by | ||
| this Act, applies only to an insurance policy delivered, issued for | ||
| delivery, or renewed on or after January 1, 2024. An insurance | ||
| policy delivered, issued for delivery, or renewed before January 1, | ||
| 2024, is governed by the law as it existed immediately before the | ||
| effective date of this Act, and that law is continued in effect for | ||
| that purpose. | ||
| SECTION 3. This Act takes effect September 1, 2023. | ||
| ______________________________ | ______________________________ | |
| President of the Senate | Speaker of the House | |
| I certify that H.B. No. 2065 was passed by the House on May 2, | ||
| 2023, by the following vote: Yeas 135, Nays 9, 3 present, not | ||
| voting. | ||
| ______________________________ | ||
| Chief Clerk of the House | ||
| I certify that H.B. No. 2065 was passed by the Senate on May | ||
| 19, 2023, by the following vote: Yeas 30, Nays 1. | ||
| ______________________________ | ||
| Secretary of the Senate | ||
| APPROVED: _____________________ | ||
| Date | ||
| _____________________ | ||
| Governor | ||
