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| THE GENERAL ASSEMBLY OF PENNSYLVANIA |
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| HOUSE RESOLUTION |
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| INTRODUCED BY YOUNGBLOOD, CRUZ, BELFANTI, BISHOP, CALTAGIRONE, D. COSTA, FREEMAN, GEORGE, GRUCELA, HENNESSEY, KORTZ, M. O'BRIEN, READSHAW, SEIP, SIPTROTH AND MURT, FEBRUARY 16, 2010 |
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| REFERRED TO COMMITTEE ON CHILDREN AND YOUTH, FEBRUARY 16, 2010 |
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| A RESOLUTION |
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1 | Directing the Legislative Budget and Finance Committee to |
2 | conduct a study and submit a report to the General Assembly |
3 | on the issue of general and comprehensive liability insurance |
4 | for family day care homes. |
5 | WHEREAS, Thousands of working parents rely on family day care |
6 | homes to provide safe and reliable child care for their |
7 | children; and |
8 | WHEREAS, A "family day care home" is defined in section 1070 |
9 | of the act of June 13, 1967 (P.L.31, No.21), known as the Public |
10 | Welfare Code, as "any home in which child day care is provided |
11 | at any one time to four through six children who are not |
12 | relatives of the caregiver"; and |
13 | WHEREAS, An individual operating a family day care home is |
14 | required to apply for a registration certificate with the |
15 | Department of Public Welfare every two years to self-certify |
16 | that the provider is in compliance with law and regulations; and |
17 | WHEREAS, There are currently more than 3,600 registered |
18 | family day care homes that can serve about 22,000 children; and |
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1 | WHEREAS, Various proposals have called for requiring family |
2 | day care home providers to obtain general liability insurance to |
3 | operate as a registered family day care home in an effort to |
4 | ensure compensation for families and financial protection from |
5 | lawsuits for providers in cases involving injuries to children |
6 | in a family day care home; and |
7 | WHEREAS, Concerns have been expressed regarding the impact of |
8 | requiring general liability insurance with respect to costs, |
9 | availability of the insurance and continued registration of |
10 | family day care homes; therefore be it |
11 | RESOLVED, That the House of Representatives direct the |
12 | Legislative Budget and Finance Committee to conduct a study and |
13 | submit a report to the House of Representatives on the issue of |
14 | general liability insurance for family day care homes; and be it |
15 | further |
16 | RESOLVED, The study shall be conducted and the report |
17 | submitted within one year of the adoption of the resolution; and |
18 | be it further |
19 | RESOLVED, That the study shall include, but not be limited |
20 | to, the following: |
21 | (1) The availability of general liability insurance for |
22 | family day care homes, the cost of the insurance and varying |
23 | amounts of financial coverage. |
24 | (2) The number of registered family day care homes that |
25 | currently have general liability insurance. |
26 | (3) Factors affecting the availability and cost of the |
27 | insurance. |
28 | (4) The impact on family day care homes if general |
29 | liability insurance is required to operate as a family day |
30 | care home. |
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1 | (5) Comments provided by the Department of Public |
2 | Welfare, the Insurance Department, family day care home |
3 | providers, consumers and insurance companies. |
4 | (6) Findings and recommendations addressing this issue. |
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