Bill Text: NY S02530 | 2015-2016 | General Assembly | Introduced


Bill Title: Relates to the purchase of prescription drugs.

Sponsorship: Bipartisan Bill

Status: (Introduced - Dead) 2016-01-06 - REFERRED TO INSURANCE [S02530 Detail]

Download: New_York-2015-S02530-Introduced.html
                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         2530
                              2015-2016 Regular Sessions
                                   I N  S E N A T E
                                   January 26, 2015
                                      ___________
       Introduced  by  Sen.  GOLDEN -- read twice and ordered printed, and when
         printed to be committed to the Committee on Insurance
       AN ACT to amend the insurance  law,  in  relation  to  the  purchase  of
         prescription drugs
         THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1. Paragraph 28 of subsection  (i)  of  section  3216  of  the
    2  insurance  law, as amended by chapter 11 of the laws of 2012, is amended
    3  to read as follows:
    4    (28) (A) DEFINITIONS. FOR THE PURPOSE OF THIS PARAGRAPH:
    5    (1) "SAME REIMBURSEMENT AMOUNT" SHALL MEAN THAT ANY COVERAGE DESCRIBED
    6  UNDER SUBPARAGRAPH (B) OF THIS PARAGRAPH SHALL PROVIDE THE  SAME  BENCH-
    7  MARK  INDEX,  INCLUDING THE SAME AVERAGE WHOLESALE PRICE, MAXIMUM ALLOW-
    8  ABLE COST AND NATIONAL PRESCRIPTION DRUG CODES TO REIMBURSE ALL  PHARMA-
    9  CIES  PARTICIPATING  IN  THE  INSURANCE  NETWORK REGARDLESS OF WHETHER A
   10  PHARMACY IS A MAIL ORDER PHARMACY OR A NON-MAIL ORDER PHARMACY.
   11    (2) "MAIL ORDER PHARMACY" MEANS A PHARMACY WHOSE PRIMARY  BUSINESS  IS
   12  TO   RECEIVE  PRESCRIPTIONS  BY  MAIL,  TELEFAX  OR  THROUGH  ELECTRONIC
   13  SUBMISSIONS AND TO DISPENSE MEDICATION TO PATIENTS THROUGH  THE  USE  OF
   14  THE  UNITED STATES MAIL OR OTHER COMMON OR CONTRACT CARRIER SERVICES AND
   15  PROVIDES ANY  CONSULTATION  WITH  PATIENTS  ELECTRONICALLY  RATHER  THAN
   16  FACE-TO-FACE.
   17    (B)  Any  policy  that  provides coverage for prescription drugs shall
   18  permit each insured  to  fill  any  covered  prescription  that  may  be
   19  obtained at a network participating mail order or other non-retail phar-
   20  macy, at the insured's option, at a network participating non-mail order
   21  retail  pharmacy  provided that the network participating non-mail order
   22  retail pharmacy agrees [in advance, through a contractual network agree-
   23  ment,] to the same reimbursement amount[, as well as the same applicable
   24  terms and conditions,] that the insurer has established for the  network
   25  participating  mail  order or other non-retail pharmacy. In such a case,
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD01495-01-5
       S. 2530                             2
    1  the policy shall not impose a co-payment fee or other condition  on  any
    2  insured who elects to purchase prescription drugs from a network partic-
    3  ipating  non-mail  order  retail  pharmacy  which is not also imposed on
    4  insureds  electing  to  purchase drugs from a network participating mail
    5  order or other non-retail pharmacy.
    6    S 2. Paragraph 18 of subsection (l) of section 3221 of  the  insurance
    7  law, as amended by chapter 11 of the laws of 2012, is amended to read as
    8  follows:
    9    (18) (A) DEFINITIONS. FOR THE PURPOSE OF THIS PARAGRAPH:
   10    (1) "SAME REIMBURSEMENT AMOUNT" SHALL MEAN THAT ANY COVERAGE DESCRIBED
   11  UNDER  SUBPARAGRAPH  (B) OF THIS PARAGRAPH SHALL PROVIDE THE SAME BENCH-
   12  MARK INDEX, INCLUDING THE SAME AVERAGE WHOLESALE PRICE,  MAXIMUM  ALLOW-
   13  ABLE  COST AND NATIONAL PRESCRIPTION DRUG CODES TO REIMBURSE ALL PHARMA-
   14  CIES PARTICIPATING IN THE INSURANCE  NETWORK  REGARDLESS  OF  WHETHER  A
   15  PHARMACY IS A MAIL ORDER PHARMACY OR A NON-MAIL ORDER PHARMACY.
   16    (2)  "MAIL  ORDER PHARMACY" MEANS A PHARMACY WHOSE PRIMARY BUSINESS IS
   17  TO  RECEIVE  PRESCRIPTIONS  BY  MAIL,  TELEFAX  OR  THROUGH   ELECTRONIC
   18  SUBMISSIONS  AND  TO  DISPENSE MEDICATION TO PATIENTS THROUGH THE USE OF
   19  THE UNITED STATES MAIL OR OTHER COMMON OR CONTRACT CARRIER SERVICES  AND
   20  PROVIDES  ANY  CONSULTATION  WITH  PATIENTS  ELECTRONICALLY  RATHER THAN
   21  FACE-TO-FACE.
   22    (B) Any insurer delivering a group or  blanket  policy  or  issuing  a
   23  group  or blanket policy for delivery in this state that provides cover-
   24  age for prescription drugs shall permit each insured to fill any covered
   25  prescription that may be obtained at a network participating mail  order
   26  or  other  non-retail  pharmacy,  at  the insured's option, at a network
   27  participating non-mail order retail pharmacy provided that  the  network
   28  participating non-mail order retail pharmacy agrees [in advance, through
   29  a  contractual network agreement,] to the same reimbursement amount[, as
   30  well as the same applicable terms and conditions,] that the insurer  has
   31  established for the network participating mail order or other non-retail
   32  pharmacy.  In  such a case, the policy shall not impose a co-payment fee
   33  or other condition on any insured who elects to purchase  drugs  from  a
   34  network  participating  non-mail order retail pharmacy which is not also
   35  imposed on insureds electing to purchase drugs from  a  network  partic-
   36  ipating mail order or other non-retail pharmacy; provided, however, that
   37  the  provisions  of  this  section  shall  not  supersede the terms of a
   38  collective bargaining agreement or apply to a policy that is the  result
   39  of  a  collective  bargaining agreement between an employer and a recog-
   40  nized or certified employee organization.
   41    S 3. Subsection (kk) of section 4303 of the insurance law, as  amended
   42  by  chapter  11  of  the laws of 2012 and as relettered by section 55 of
   43  part D of chapter 56 of the laws of 2013, is amended to read as follows:
   44    (kk) (1) DEFINITIONS. FOR THE PURPOSE OF THIS SUBSECTION:
   45    (A) "SAME REIMBURSEMENT AMOUNT" SHALL MEAN THAT ANY COVERAGE DESCRIBED
   46  UNDER PARAGRAPH TWO OF THIS SUBSECTION SHALL PROVIDE THE SAME  BENCHMARK
   47  INDEX,  INCLUDING  THE  SAME  AVERAGE WHOLESALE PRICE, MAXIMUM ALLOWABLE
   48  COST AND NATIONAL PRESCRIPTION DRUG CODES TO  REIMBURSE  ALL  PHARMACIES
   49  PARTICIPATING IN THE HEALTH BENEFIT PLAN REGARDLESS OF WHETHER A PHARMA-
   50  CY IS A MAIL ORDER PHARMACY OR A NON-MAIL ORDER PHARMACY.
   51    (B)  "MAIL  ORDER PHARMACY" MEANS A PHARMACY WHOSE PRIMARY BUSINESS IS
   52  TO  RECEIVE  PRESCRIPTIONS  BY  MAIL,  TELEFAX  OR  THROUGH   ELECTRONIC
   53  SUBMISSIONS  AND  TO  DISPENSE MEDICATION TO PATIENTS THROUGH THE USE OF
   54  THE UNITED STATES MAIL OR OTHER COMMON OR CONTRACT CARRIER SERVICES  AND
   55  PROVIDES  ANY  CONSULTATION  WITH  PATIENTS  ELECTRONICALLY  RATHER THAN
   56  FACE-TO-FACE.
       S. 2530                             3
    1    (2) Any contract issued by a medical expense indemnity corporation,  a
    2  hospital  service  corporation  or  a  health  services corporation that
    3  provides coverage for  prescription  drugs  shall  permit  each  covered
    4  person  to  fill  any  covered  prescription  that  may be obtained at a
    5  network  participating  mail  order or other non-retail pharmacy, at the
    6  covered person's option,  at  a  network  participating  non-mail  order
    7  retail  pharmacy  provided that the network participating non-mail order
    8  retail pharmacy agrees [in advance, through a contractual network agree-
    9  ment,] to the same reimbursement amount[, as well as the same applicable
   10  terms and conditions,] that the  corporation  has  established  for  the
   11  network  participating mail order or other non-retail pharmacy.  In such
   12  a case, the contract shall not impose a copayment fee or other condition
   13  on any covered person who  elects  to  purchase  drugs  from  a  network
   14  participating  non-mail  order retail pharmacy which is not also imposed
   15  on covered persons electing to purchase drugs from a network participat-
   16  ing mail order or other non-retail pharmacy; provided, however, that the
   17  provisions of this section shall not supersede the terms of a collective
   18  bargaining agreement or apply to a contract that  is  the  result  of  a
   19  collective  bargaining agreement between an employer and a recognized or
   20  certified employee organization.
   21    S 4. This act shall take effect immediately.
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