Bill Text: NY S00797 | 2023-2024 | General Assembly | Introduced

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Bill Title: Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2024-01-03 - REFERRED TO CONSUMER PROTECTION [S00797 Detail]

Download: New_York-2023-S00797-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                           797

                               2023-2024 Regular Sessions

                    IN SENATE

                                     January 6, 2023
                                       ___________

        Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
          printed to be committed to the Committee on Consumer Protection

        AN ACT to amend the general  business  law,  in  relation  to  requiring
          consumer  reporting  agencies  to  provide a consumer's information to
          such consumer at no cost

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.  Subdivision  (a) of section 380-d of the general business
     2  law, as added by chapter 867 of the laws of 1977, is amended to read  as
     3  follows:
     4    (a)  Every  consumer  reporting agency shall at any time, upon request
     5  and proper identification of any consumer, and at no cost to the consum-
     6  er, clearly and accurately disclose to the consumer:
     7    (1) all information in its files at the time of the request concerning
     8  such consumer; and
     9    (2) the sources of the information; except that the sources of  infor-
    10  mation  acquired  solely  for use in preparing an investigative consumer
    11  report and actually used for no other purpose  need  not  be  disclosed;
    12  provided,  however, that in the event an action is brought under section
    13  three hundred eighty-n of this article, such sources shall be  available
    14  to  the plaintiff under appropriate discovery procedures in the court in
    15  which the action is brought; and
    16    (3) the recipients of any consumer report on the consumer which it has
    17  furnished;
    18    (i) for employment purposes within the two-year period  preceding  the
    19  request, and
    20    (ii)  for  any other purpose within the six month period preceding the
    21  request.
    22    § 2. This act shall take effect immediately.

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD00749-01-3