Bill Text: NY A08859 | 2021-2022 | General Assembly | Introduced

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Bill Title: Prohibits insurers issuing policies insuring personal injury and property damage arising out of a lease, from cancelling or refusing to issue or renew such a policy, or charging increased premiums based upon the harboring of a specific breed of dog on the premises.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2022-01-19 - referred to insurance [A08859 Detail]

Download: New_York-2021-A08859-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          8859

                   IN ASSEMBLY

                                    January 19, 2022
                                       ___________

        Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
          Committee on Insurance

        AN ACT to amend the insurance law, in relation to  prohibiting  insurers
          from  cancelling,  refusing to issue or renew renters' insurance based
          on the breed of dog owned

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1     Section  1.  The  section heading and subsection 1 of section 3421 of
     2  the insurance law, as added by chapter 545 of  the  laws  of  2021,  are
     3  amended to read as follows:
     4    Homeowners' liability insurance and renters' insurance; dogs.  1. With
     5  respect  to  homeowners'  insurance  policies  as defined in section two
     6  thousand three hundred fifty-one of this chapter, and  every  policy  or
     7  contract  insuring against liability for injury to any person, or injury
     8  to or destruction of property arising out of a lease of residential one,
     9  two, three or four dwelling real property, including renters' insurance,
    10  no insurer shall refuse to issue or renew, cancel, or charge  or  impose
    11  an  increased  premium  or rate for such policy or contract based solely
    12  upon harboring or owning any dog of  a  specific  breed  or  mixture  of
    13  breeds.
    14    §  2.  This  act shall take effect on the ninetieth day after it shall
    15  have become a law and shall apply to all policies issued, renewed, modi-
    16  fied, altered or amended on or  after  such  effective  date;  provided,
    17  however,  that  if  chapter 545 of the laws of 2021 shall not have taken
    18  effect on or before such date, then section one of this act  shall  take
    19  effect  on  the  same date and in the same manner as such chapter of the
    20  laws of 2021 takes effect  and  shall  apply  to  all  policies  issued,
    21  renewed, modified, altered or amended on or after such effective date.



         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD00497-05-2