Bill Text: NY A06805 | 2011-2012 | General Assembly | Introduced

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Bill Title: Requires notice of cancellation or non-renewal of property/casualty insurance policies to be sent by an insurer to an insured by registered or certified mail, return receipt requested.

Spectrum: Partisan Bill (Democrat 17-0)

Status: (Introduced - Dead) 2012-01-04 - referred to insurance [A06805 Detail]

Download: New_York-2011-A06805-Introduced.html

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                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         6805
                              2011-2012 Regular Sessions
                                 I N  A S S E M B L Y
                                    March 31, 2011
                                      ___________
       Introduced  by  M.  of  A. COOK, GOTTFRIED, PHEFFER, SCHROEDER, MILLMAN,
         GALEF, REILLY, ROBINSON, LANCMAN, BARRON -- Multi-Sponsored by  --  M.
         of  A.  CAHILL, GABRYSZAK, GUNTHER, MAISEL, MENG, TOWNS, WEISENBERG --
         read once and referred to the Committee on Insurance
       AN ACT to amend the insurance law, in relation to the  cancellation  and
         renewal provisions of insurance policies
         THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1.   Paragraph 1 of subsection (h)  of  section  3425  of  the
    2  insurance law, as amended by chapter 675 of the laws of 2003, is amended
    3  to read as follows:
    4    (1) [Proof of mailing of a] A notice of [cancellation,] A reduction of
    5  limits[,  substitution  of policy form, elimination of coverages, condi-
    6  tioned renewal or of intention not to renew,] IN COVERAGE  or  proof  of
    7  the mailing of the reasons therefor, to the named insured at the address
    8  shown  in  the policy, shall be sufficient proof of the giving of notice
    9  and the giving of reasons required by this section;  PROVIDED,  HOWEVER,
   10  THAT  A  NOTICE OF CANCELLATION OF COVERAGE, THE ELIMINATION OF COVERAGE
   11  OR OF THE INTENTION NOT TO RENEW, OR THE MAILING OF THE REASONS THEREFOR
   12  SHALL BE MAILED BY REGISTERED OR CERTIFIED MAIL RETURN RECEIPT REQUESTED
   13  TO THE NAMED INSURED AT THE ADDRESS SHOWN IN THE POLICY.
   14    S 2.  This act shall take effect on the sixtieth day  after  it  shall
   15  have become a law.
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD02488-01-1