Bill Text: NY A05389 | 2025-2026 | General Assembly | Introduced


Bill Title: Requires all policies that provide coverage for inpatient hospital care to include benefits for child and family treatment and support services and children's home and community based services.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2025-02-13 - referred to insurance [A05389 Detail]

Download: New_York-2025-A05389-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                          5389

                               2025-2026 Regular Sessions

                   IN ASSEMBLY

                                    February 13, 2025
                                       ___________

        Introduced by M. of A. WEPRIN -- read once and referred to the Committee
          on Insurance

        AN  ACT  to  amend the insurance law, in relation to requiring insurance
          coverage for child and family treatment and support services and chil-
          dren's home and community based services

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1. Item (i) of subparagraph (A) of paragraph 35 of subsection
     2  (i) of section 3216 of the insurance law, as amended  by  section  1  of
     3  subpart  A  of  part II of chapter 57 of the laws of 2023, is amended to
     4  read as follows:
     5    (i) where the policy provides coverage for  inpatient  hospital  care,
     6  such  policy shall include benefits for: inpatient care in a hospital as
     7  defined by subdivision ten of section 1.03 of the  mental  hygiene  law;
     8  sub-acute  care  in  a  residential facility licensed or operated by the
     9  office of mental health; outpatient care provided by a  facility  issued
    10  an  operating  certificate by the commissioner of mental health pursuant
    11  to the provisions of article thirty-one of the mental hygiene law or  by
    12  a  facility  operated  by  the  office of mental health; outpatient care
    13  provided by a crisis stabilization center licensed pursuant  to  section
    14  36.01  of  the  mental hygiene law; outpatient care provided by a mobile
    15  crisis intervention services provider licensed, certified, or designated
    16  by the office of mental health or the office of addiction  services  and
    17  supports;  outpatient  and inpatient care for critical time intervention
    18  services and outpatient care for assertive community treatment  services
    19  provided  by  facilities  issued an operating certificate by the commis-
    20  sioner of mental health pursuant to the provisions of article thirty-one
    21  of the mental hygiene law, beginning no later than thirty days following
    22  discharge from a hospital as defined by subdivision ten of section  1.03
    23  of  the  mental  hygiene  law  or the emergency department of a hospital
    24  licensed pursuant to article twenty-eight  of  the  public  health  law;

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD07845-01-5

        A. 5389                             2

     1  child  and  family  treatment  and support services; children's home and
     2  community based services; or, for care  provided  in  other  states,  to
     3  similarly  licensed  or  certified  hospitals,  facilities, or licensed,
     4  certified or designated providers; and
     5    §  2. Item (i) of subparagraph (A) of paragraph 5 of subsection (l) of
     6  section 3221 of the insurance law, as amended by section 5 of subpart  A
     7  of  part  II  of  chapter  57 of the laws of 2023, is amended to read as
     8  follows:
     9    (i) where the policy provides coverage for  inpatient  hospital  care,
    10  benefits for: inpatient care in a hospital as defined by subdivision ten
    11  of  section 1.03 of the mental hygiene law; sub-acute care in a residen-
    12  tial facility licensed or operated  by  the  office  of  mental  health;
    13  outpatient  care  provided by a facility issued an operating certificate
    14  by the commissioner of mental health pursuant to the provisions of arti-
    15  cle thirty-one of the mental hygiene law, or by a facility  operated  by
    16  the  office  of  mental  health;  outpatient  care  provided by a crisis
    17  stabilization center licensed pursuant to section 36.01  of  the  mental
    18  hygiene  law;  outpatient  care provided by a mobile crisis intervention
    19  services provider licensed, certified, or designated by  the  office  of
    20  mental  health  or the office of addiction services and supports; outpa-
    21  tient and inpatient care for critical  time  intervention  services  and
    22  outpatient  care  for assertive community treatment services provided by
    23  facilities issued an operating certificate by the commissioner of mental
    24  health pursuant to the provisions of article thirty-one  of  the  mental
    25  hygiene  law,  beginning  no  later than thirty days following discharge
    26  from a hospital as defined by subdivision ten of  section  1.03  of  the
    27  mental  hygiene  law  or the emergency department of a hospital licensed
    28  pursuant to article twenty-eight of the public  health  law;  child  and
    29  family  treatment  and  support  services; children's home and community
    30  based services; or, for care provided  in  other  states,  to  similarly
    31  licensed  or  certified hospitals, facilities, or licensed, certified or
    32  designated providers; and
    33    § 3. Paragraph 1 of subsection (g) of section 4303  of  the  insurance
    34  law,  as  amended  by section 9 of subpart A of part II of chapter 57 of
    35  the laws of 2023, is amended to read as follows:
    36    (1) where the contract provides coverage for inpatient hospital  care,
    37  benefits  for:  in-patient  care in a hospital as defined by subdivision
    38  ten of section 1.03 of the mental hygiene law; sub-acute care in a resi-
    39  dential facility licensed or operated by the office  of  mental  health;
    40  outpatient  care  provided by a facility issued an operating certificate
    41  by the commissioner of mental health pursuant to the provisions of arti-
    42  cle thirty-one of the mental hygiene law or by a  facility  operated  by
    43  the  office  of  mental  health;  outpatient  care  provided by a crisis
    44  stabilization center licensed pursuant to section 36.01  of  the  mental
    45  hygiene  law;  outpatient  care provided by a mobile crisis intervention
    46  services provider licensed, certified, or designated by  the  office  of
    47  mental  health  or the office of addiction services and supports; outpa-
    48  tient and inpatient care for critical  time  intervention  services  and
    49  outpatient  care  for assertive community treatment services provided by
    50  facilities issued an operating certificate by the commissioner of mental
    51  health pursuant to the provisions of article thirty-one  of  the  mental
    52  hygiene  law,  beginning  no  later than thirty days following discharge
    53  from a hospital as defined by subdivision ten of  section  1.03  of  the
    54  mental  hygiene  law  or the emergency department of a hospital licensed
    55  pursuant to article twenty-eight of the public  health  law;  child  and
    56  family  treatment  and  support  services; children's home and community

        A. 5389                             3

     1  based services; or for care  provided  in  other  states,  to  similarly
     2  licensed  or  certified hospitals, facilities, or licensed, certified or
     3  designated providers; and
     4    §  4.  This  act  shall take effect January 1, 2026 and shall apply to
     5  policies and contracts issued, renewed, amended, modified or altered  on
     6  or after such date; provided, however, that:
     7    (a)  if section 1 of subpart A of part II of chapter 57 of the laws of
     8  2023 shall not have taken effect on or before such  date,  then  section
     9  one  of  this  act  shall  take  effect on the same date and in the same
    10  manner as such section of such subpart of such part of such  chapter  of
    11  the laws of 2023, takes effect;
    12    (b)  if section 5 of subpart A of part II of chapter 57 of the laws of
    13  2023 shall not have taken effect on or before such  date,  then  section
    14  two  of  this  act  shall  take  effect on the same date and in the same
    15  manner as such section of such subpart of such part of such  chapter  of
    16  the laws of 2023, takes effect; and
    17    (c)  if section 9 of subpart A of part II of chapter 57 of the laws of
    18  2023 shall not have taken effect on or before such  date,  then  section
    19  three  of  this  act  shall take effect on the same date and in the same
    20  manner as such section of such subpart of such part of such  chapter  of
    21  the laws of 2023, takes effect.
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