Bill Text: NY A04419 | 2013-2014 | General Assembly | Introduced

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Bill Title: Requires insurance to cover dental implants at the maximum amount allowed for dental bridgework.

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Introduced - Dead) 2014-01-08 - referred to insurance [A04419 Detail]

Download: New_York-2013-A04419-Introduced.html

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                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         4419
                              2013-2014 Regular Sessions
                                 I N  A S S E M B L Y
                                   February 5, 2013
                                      ___________
       Introduced by M. of A. PERRY -- Multi-Sponsored by -- M. of A. HOOPER --
         read once and referred to the Committee on Insurance
       AN  ACT  to  amend  the insurance law, in relation to restorative dental
         appliances
         THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1. The insurance law is amended by adding a new section 3239-a
    2  to read as follows:
    3    S  3239-A.  DENTAL INSURANCE COVERAGE. EVERY POLICY OF HEALTH OR ACCI-
    4  DENT INSURANCE ISSUED BY  AN  INSURER,  A  HEALTH  SERVICE,  A  HOSPITAL
    5  SERVICE,  A  MEDICAL  OR DENTAL INDEMNITY EXPENSE CORPORATION AUTHORIZED
    6  UNDER ARTICLE FORTY-THREE OF THIS CHAPTER OR A HEALTH MAINTENANCE ORGAN-
    7  IZATION AUTHORIZED UNDER ARTICLE FORTY-FOUR OF THE  PUBLIC  HEALTH  LAW,
    8  WHICH PROVIDES COVERAGE FOR DENTAL RESTORATIONS, INCLUDING REIMBURSEMENT
    9  FOR  DENTAL  BRIDGEWORK,  SHALL  PROVIDE  NO LESS THAN THE SAME LEVEL OF
   10  REIMBURSEMENT TOWARDS THE PAYMENT OF A DENTAL IMPLANT. NOTHING  IN  THIS
   11  SECTION  SHALL BE DEEMED TO LIMIT THE REQUIREMENT OF INSUREDS, SUBSCRIB-
   12  ERS OR MEMBERS TO PAY A COPAYMENT OR DEDUCTIBLE AS WOULD BE REQUIRED FOR
   13  THE REIMBURSEMENT OF DENTAL BRIDGEWORK.
   14    S 2. This act shall take effect on the first of January next  succeed-
   15  ing  the date on which it shall have become a law and shall apply to all
   16  policies and contracts of insurance issued, renewed,  modified,  altered
   17  or amended on or after such effective date.
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD00072-01-3