Bill Text: NY A02578 | 2023-2024 | General Assembly | Introduced

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Bill Title: Defines a "protected consumer" as an individual who is under the age of eighteen years.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2024-01-03 - referred to consumer affairs and protection [A02578 Detail]

Download: New_York-2023-A02578-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          2578

                               2023-2024 Regular Sessions

                   IN ASSEMBLY

                                    January 26, 2023
                                       ___________

        Introduced  by M. of A. HYNDMAN -- read once and referred to the Commit-
          tee on Consumer Affairs and Protection

        AN ACT to amend the general business law, in relation to the  definition
          of "protected consumer"

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Subdivision (o) of section 380-a of  the  general  business
     2  law,  as added by chapter 441 of the laws of 2014, is amended to read as
     3  follows:
     4    (o) The term "protected consumer" means an individual who is under the
     5  age of [sixteen] eighteen years at the time a request for the  placement
     6  of a security freeze is made.
     7    §  2.  Paragraph  2 of subdivision (f) of section 380-u of the general
     8  business law, as amended by chapter 3 of the laws of 2015, is amended to
     9  read as follows:
    10    (2) Provide to the consumer credit reporting agency: (i) in  the  case
    11  of  a  request  by the protected consumer: (A) proof that the sufficient
    12  proof of authority for the protected consumer's representative to act on
    13  behalf of the  protected  consumer  is  no  longer  valid  or  that  the
    14  protected  consumer  has attained the age of [sixteen] eighteen; and (B)
    15  sufficient proof of identification of the protected consumer; or (ii) in
    16  the case of a request by the representative of a protected consumer: (A)
    17  sufficient proof of identification of the  protected  consumer  and  the
    18  representative;  and  (B) sufficient proof of authority to act on behalf
    19  of the protected consumer;  and  (C)  payment  to  the  consumer  credit
    20  reporting  agency  of  a  fee, if any, as provided in subdivision (h) of
    21  this section.
    22    § 3. This act shall take effect immediately.


         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04498-01-3