Bill Text: NY A00607 | 2019-2020 | General Assembly | Introduced

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Bill Title: Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2020-01-08 - referred to consumer affairs and protection [A00607 Detail]

Download: New_York-2019-A00607-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________
                                           607
                               2019-2020 Regular Sessions
                   IN ASSEMBLY
                                       (Prefiled)
                                     January 9, 2019
                                       ___________
        Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
          Committee on Consumer Affairs and Protection
        AN ACT to amend the general  business  law,  in  relation  to  requiring
          consumer  reporting  agencies  to  provide a consumer's information to
          such consumer at no cost
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
     1    Section  1.  Subdivision  (a) of section 380-d of the general business
     2  law, as added by chapter 867 of the laws of 1977, is amended to read  as
     3  follows:
     4    (a)  Every  consumer  reporting agency shall at any time, upon request
     5  and proper identification of any consumer, and at no cost to the consum-
     6  er, clearly and accurately disclose to the consumer:
     7    (1) all information in its files at the time of the request concerning
     8  such consumer; and
     9    (2) the sources of the information; except that the sources of  infor-
    10  mation  acquired  solely  for use in preparing an investigative consumer
    11  report and actually used for no other purpose  need  not  be  disclosed;
    12  provided,  however, that in the event an action is brought under section
    13  three hundred eighty-n of this article, such sources shall be  available
    14  to  the plaintiff under appropriate discovery procedures in the court in
    15  which the action is brought; and
    16    (3) the recipients of any consumer report on the consumer which it has
    17  furnished;
    18    (i) for employment purposes within the two-year period  preceding  the
    19  request, and
    20    (ii)  for  any other purpose within the six month period preceding the
    21  request.
    22    § 2. This act shall take effect immediately.
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04779-01-9